Time4leasing Car Leasing Forum & Reviews
Hello, I am looking to lease a car through my Ltd company over 2 years for a member of my staff for business use only. The company is 2 years old and has filed one years accounts. We have had finance declined by Black Horse because they insist on credit checking me as a Director and I have tiny amounts of adverse credit. We are looking to lease a very basic small car (Citroen C1, Vauxhall Corsa, Ford Fiesta, or similar). We need delivery
in a few weeks.
We are more flexible. I can look into this for you and help
I am retired from the NHS for two years now and my husband a retired college lecturer. We are looking to lease a car for social and domestic use over 3 years.
Our annual mileage would not exceed 10,000. can you quote us for a Renault Grand Scenic.
I will resubmit your request for a Gran Scenic ex demo deal so you get the best price. You can lease for 4 years but can give car back after two years or swap for another one.
Thanks for your e mail, I waited for your reply and when non was forthcoming made other arrangements as I thought maybe you were unable to accommodate us. I have re checked all my e mails and have definitely not received any quotes from you. the attached e mail is the only one received from you.
Hi, I definitely sent you a quote, as our systems are very
sophisticated and log everything we do. Please check your spam folder as certain
anti-spam programs send the quotes into that folder. If you are using an online
email program like gmail, AOL, BT Internet, Yahoo look into the folder and it
could have gone there.
Hi, just had a look, and yes you are right, very sorry about
Hi I'm looking for a Mercedes-Benz C Class Diesel Coupe C220
Needs to be 3 plus 23 based on 15000 miles per annum No maintenance.
You sure you want this vehicle on 3 + 23? over 4 years that
would work out to 6 + 46 a total of 52 payments. Where our deals are 1 + 47 a
total of 48 payments. That is 4 payments less.
Oh, I see. Can I have the Mercedes on 1+47 then?
I'm very sorry but the Mercedes you picked is not available. Is this your only choice or would you consider other vehicles like the ex demo which work out far cheaper?
Yes I would consider an ex demo.
How do I go forward with this?
I will resubmit your request so it goes to a colleague that deals with prestige cars like the Mercedes and BMW. Once you get your first firm quote you will be provided with full details so to make contact and discuss other good vehicles and prices
over the telephone or email. The best priced cars are the ex demo. Taking a 4 year lease will save you a significant amount of money. You can return or swap the car after 2 years.
Thanks for your update
I am interested in getting a nearly new bmw 520d m sport with low mileage - There seems to be a good choice out there.
I will send you a quote for the BMW 3 and the BMW 5.
Could I have a quote on a new Mercedes, Audi or a new BMW or
similar prestige vehicles?
Hi, brand new Audi, Mercedes and BMW's don't work out well on a car
lease as they depreciate fairly quickly and the hit is taken by the person
leasing these cars. Also when new you would be required to
take as a business lease and provide a substantial deposit.
However, if you
lease an ex demo BMW you can save a fortune on the lease and
they come on zero deposit too.
So can we put together some figures? The name of my company
is called Accident Compensation (Scotland) Ltd.
I am the Director/Owner.
We are VAT registered.
Company has been VAT registered since it was formed in 2009.
Are you still interested for a quote on a prestige vehicle? but not the Mercedes as they don't work out well on a car lease. How about BMW 3? there is a really good deal on an ex demo lease.
Yes please, Send it across and I will look at it. Thank you.
Hi, I'm a PA for an international company based in the UK, would like to lease a car, but do your car deals include insurance, thank you
At these low prices no they do not include insurance. It costs far cheaper to get your own insurance.
Like for cars like the Polo, FIesta, Corsa, Astra and Golf.
If you want a firm quote email me and let me know.
Hi what exactly do you get, is it just the car, what about road tax?
Have you not leased a car before? The road tax is included for the first year. There after you will have to renew it. For these cars the tax is very low, something like £30 to £40 a month.
Something else you would like to know?
I have never hired a car before, I run a Land Rover Freelander, its getting expensive so I thought this might be a better option, don't do a lot of mileage, and haven't had an accident in years, so want small car, cheap to insure and tax, see what you can do for me, oh and
no deposit please, many thanks
Dear Sirs, I am writing on behalf of the Embassy of the Republic of Macedonia in London. We would like to lease
a couple of Volkswagen
Passat in black as soon a possible, for 3 years, with or without deposit. Please give us a call or send us your contact telephone number so we can contact you. Kind regards
As this is a car lease for an Embassy, you will be contacted by the specialist department who will provide you with full contact details and some good offers for the Passat or similar vehicles.
If you have any problems do let me know.
Thank you very much for your answer.
Can you please call us today and can you send us your contact telephone number.
Look forward for your call and reply.
I'm a logistics manager for a company called chocolate banana and I am currently renting through Enterprise and it is costing me a fortune. I am willing to pay a larger deposit if that would reduce the monthly payments. Would it be possible to have a quote on the Landrover Range Rover 4.4 TDV8 Vogue Auto?
Yes, I will put you in touch with our specialist prestige department who can come up with some really good ex demo deals for you which will save you a significant amount of money.
Hi, I am extremely interested in
hiring/leasing a van from you, I am a self employed courier and your options
appear to be perfect for me, please could you contact me to elaborate/ discuss
options on my mobile. Thanks
Yes, that is something we offer to new business setups. You will be contacted today.
I am looking for the best deal you can offer me on a 36 month contract for an Audi Q5 or a Land Rover range rover evoque. It needs to be automatic transmission. Look forward to hiring from you soon. oh yeah my budget is around £400 a month thanks
I assume you mean your budget is tops £400 inclusive of the vat? If this is the case then it is not enough to cover a lease for a decent Evoque model or the Audi Q5. If you can raise your budget a bit there is an ex demo deal available if you are interested or you will have to pick something else within your budget?
Ok how much do i need to raise the budget to please advise.
Also i assume this is an automatic and another question i have is the deposit you pay do you get that back at the end of the term agreed.
Probably another £50. Not sure if you have leased before, but we call it a deposit but it is actually one of the payments. If you were to lease the vehicle for 4 years, then that is 48 payments, but we ask for 1+47. One payment up front and then 47 there after.
Most other companies ask for 3 up front and some 6 up front. To get the price lowered you are best to lease for 4 years but with our deals you can swap the car or give the car back after 2 years. This is far cheaper.
Hope that makes sense?
Thanks for the reply so for £450 deposit and £450 a month i can get a Q5 or Evoque is that correct.
As you are after a prestige vehicle lease, you will be contacted by my partner who will help you further.
If you have any problems do let me know.
I am an NHS employee and also run a part time business. I have not leased before,
I need someone to talk me through my options?
A personal lease is best as you can claim for the expenses for the car. Business lease is suitable if you are VAT registered or have more than one car in your fleet.
Not sure what else you would like to know. Just contact me and ask.
I guessed that was the case, would I get a preferential rate for being an NHS employee?
The deals advertised are so low there is no more room to discount. All our customers get the same treatment, no different than your patients get at the hospital.
What else would you like to know or you need to tell me which cars you like so I can get you a firm quote?
We are looking at a kia ceed hatch 5 door 1.6 diesel.
Can you give me quotes for a new and a
ex demo model. We are also considering a
Qashqai again 5dr diesel. Both would be 36 months lease. can you quote me on both ?
we would be interested in the maintenance package also
Sorry don't have a good deal on the ceed. However, can get you the Qashqai. Best deals work out better over 4 year lease but you can swap or hand car back after 2 years. This saves you a significant amount per month. Also maintenance is far cheaper if you arrange it yourself. You did ask for extra discount - we try and advise our customers where to save money.
Should I get you a firm quote for a Qashqai?
I work for British Gas as a Smart Energy Engineer, I would like information on your options for a customer with bad credit. I am willing to pay a deposit and my salary is 25 -32000 per year and am in a secure job. Ideally I would be looking to lease a vw golf 5 door but would consider a ford focus or similar if this is not possible?
Hi, we would be more than happy to help you get into the driving seat of a nice vehicle.
I'm looking for a Zafira
1.8 with 7 seats but I'm not sure if I should lease a brand new one of an ex
demo one, can you help me understand the price difference please?
The Zafira if you want to lease it new it is about £800 deposit and £266 per month. Where the ex demo deal we have for a better model is £600 deposit and £180 per month. That is a saving of £4,242 over the lease period.
Hi, I'm a self employed professional painter and decorator and was thinking of leasing a KIA Sportage, miles per year 12,000 and over 3 or 4 year lease, would also say that I dont have a great credit rating, can you help me?
I'm sorry but the Sportage you picked would be hard to get on a lease for you as your credit rating is not that good and I'm afraid KIA finance require squeaky clean credit history. Is this your only choice or would you consider another similar vehicle if the price was right? Maybe a Kuga, Qashqai, Juke?
You will have more of a chance in leasing a car if you picked one from our fleet solutions list.
Would consider an ex demo if that helps, could I get a quote on a few other engine sizes as well please?
For which vehicle would you like a quote first?
Kuga, Qashqai, Juke?
My first choice would be a sportage to be honest with you, I have an 08 plate at the minute which my wife purchased from our last leasing company, I would consider an ex demo sportage if it can be done, maybe in a 1.6 diesel or petrol, or any other engine size, she would also maybe consider a kuga.
If you have poor credit history I cannot see the finance department accepting a lease for a Sportage. However as the Kuga is part of the fleet solutions, you would have more chances. That is why I recommended it. Also the Kuga is a superior vehicle and was voted in it's category best and safest vehicle 2012.
Ah ok Sam that's fair enough, give me some quotes on the Kuga then please.
Hi, can I put a personalised number plate on my car that I am going to lease from you?
With our cars, yes you can put your own personalised number plate on the car and obviously when you return or sell the car when the lease runs out, you will hav eto put the old number plate back on to the car.
Hi, looking to lease a Zafira 7 seater, 8000 miles per year, or an audi a3 5drs, 250/mo. Is insurance included? and how many drivers?. My wife at a present got a nhs car scheme finished this june and 5 drivers included in insurance.
Well if you lease via our company you will be paying less than £180 a month (inc vat). That saves you £70 a month or £840 a year to pay for a multi insurance policy for your car.
Hi, Please can you call ASAP left my details last week no call received looking for 3 year lease no deposit vauxhall insignia estate as details on website mil 10000 per year
I found a quote request from you made 3 days ago for an Insignia. You were emailed and told that our partners will contact you with a firm quote.
Are you saying they have not contacted you yet?
Thank you for coming back to me so quick. Sorry, yes they did. I called myself on Saturday I had a few concerns with the contract I asked if they would call me back with some figures regarding the guaranteed buy back package. What do you suggest should I call them today and see if they have the figures.
I didn't understand the "buy back package" what do you mean? Were you offered a PCP contact?
If you email me and let me know, I probably can help you here.
The car we would be offered has for example 25,000 miles on the clock we are have no deposit and a monthly charge of approx £235.00 per month (sorry i don’t have the exact figures) If for example the car is worth £17,000 we pay £250 per month for 3 years total of £9,000 then the buy back is £8,000 is this correct.
Sorry for the confusion just need to be clear on the figures.
Yes that is correct. It is optional to buy back the vehicle. You don't have to buy it. You can return it back or use it as a deposit for your next car lease, subject to that you have kept the car in good condition and you haven't put too many miles on the clock.
Tip: It is cheaper to lease a car for 4 years. However, you have the option to return the car or swap it after 2 years. This will save you a significant amount of money.
I suggest you contact our partner and talk or email the advisor who will help you further.
If you need anything else do email me too.
Hi, I'm after a 7 seater, 24 or 36 months depends on condition or price different. Low deposit, I am looking VAUXHALL ZAFIRA or VAUXHALL MERIVA. Can I have the all quotation price guide of with and without maintenance? My annual miles are 10000 miles. My budget is about £150 to £200 under. I would ask if I can have a guarantor who is my sister and she is a Dr. will it be ok when I apply it for credit check? (if needed) Thank you
If you credit history is OK then no a guarantor will not be needed, but could be an option if needed.
Are you saying they have not contacted you yet?
Hi, I'm an ambulance driver for the nhs and was wondering if I too can lease a car from you and get a discount?
Of course you can, we lease to everyone regardless of their profession. However, you didn't press the right button and the car details didn't reach us.
What car or cars where you looking at?
I was looking to lease a Vauxhall Zafira. Can you please explain to me in a nut shell how car leasing works?
I will send you a quote for a car in general, then you get sent a firm quote for a specific car and model. You discuss your options with an advisor and then agree to the price and terms. You get sent the paper work to sign and return. You sit back and wait for your car to arrive in a few days or someone brings it to your home. If you are not happy in any way you can cancel everything.
You look after the car as it was your own and try and keep it in good condition. The better condition you keep it the more likely you will have some equity in the car at the end of the lease. If the car is not worth anything you just give it back and walk away or lease another car again. If there is some equity in the car then you can use that money towards your next car.
I hope this info helped you?
Do you want a quote on a Zafira? or a Grand Scenic where there is a good offer on that one too?
Thanks for explaining this to me. Yes please send me a quote if you can. thanks.
Hi, would it be possible please to contact me as I have a couple of questions to ask you.
Have you applied, because I cannot find you on our systems. I'm afraid we can only call you and discuss financial matters once you have applied.
However, if you want to know any general information about the cars and or how we work, please do contact me.
Hi, it's my dad that applied but he doesn't know much about computer, he is also retired.
Looking at the notes on our systems, his advisor tried several times to contact him to speak to him in person and this is back at the beginning of the month. However, looking at this application, retired and with bad credit history is not an ideal combination, specially if the car is a prestige vehicle. Normally for prestige type cars, good or excellent credit history is needed and the applicant must be employed. This is based on the applicants affordability. If he was employed then it doesn't matter if he has bad credit history, we can still help as we have
specialist funders that we collaborate with.
Why is car leasing so