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Car Leasing Finance
Types |
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Options |
Finance Options
Explained |
Return Vehicle |
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Hire Purchase |
You pay nothing extra to keep
vehicle at end of agreement and you can drive unlimited free miles. |
Keep |
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PCP |
Option to purchase, return or
part exchange with a guaranteed future value. Everyone considered. |
Optional |
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Contract Hire |
Vehicles must be returned. Good credit required. Very strict terms. |
Yes |
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Lease Purchase |
You must purchase vehicle by
paying the deferred balloon payment. |
Keep |
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Car Loans |
With over 200 car finance options,
choose a car from any dealer or we help you find the perfect car. |
Keep |
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Option to own, return or part exchance
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Brand New KIA Optima Car Lease
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Based on 10,000 miles per year over 48 months
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Total Miles : 40,000 for Entire Contract Period
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Initial payment then 47 Monthly repayments
» Sale price £13,933
(or pcp, lease or finance)
» Repayment Options:
1 + 47
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Hot Offer Deal
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Business
£223
Exc. Vat |
- |
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Personal
£268
Inc. Vat |
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Apply Now and Get a Decision in Minutes
Zero Impact on your Credit Score |
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Option to own, return or part exchance
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Brand New KIA Optima Car Deal
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Based on 10,000 miles per year over 48 months
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Total Miles : 40,000 for Entire Contract Period
»
Initial payment then 47 Monthly repayments
» Sale price £14,409
(or pcp, lease or finance)
» Repayment Options:
1 + 47
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Hot Offer Deal
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Business
£231
Exc. Vat |
- |
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Personal
£277
Inc. Vat |
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Apply Now and Get a Decision in Minutes
Zero Impact on your Credit Score |
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Option to own, return or part exchance
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Approved Used KIA Optima Car Deal
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Based on 10,000 miles per year over 48 months
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Total Miles : 40,000 for Entire Contract Period
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Initial payment then 47 Monthly repayments
» Sale price £14,659
(or pcp, lease or finance)
» Repayment Options:
1 + 47
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Hot Offer Deal
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Business
£235
Exc. Vat |
- |
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Personal
£282
Inc. Vat |
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Apply Now and Get a Decision in Minutes
Zero Impact on your Credit Score |
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You will own this vehicle at end of contract
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No Deposit Needed Used Car Deal
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Based on 10,000 miles per year over 48 months
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Total Miles : 40,000 for Entire Contract Period
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No Deposit then 48 Monthly repayments
» Sale price £15,137
(or pcp, lease or finance)
» At End of Contract you will Own this Vehicle
» Repayment Options:
0 + 48
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Hot Offer Deal
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Business
£243
Exc. Vat |
- |
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Personal
£291
Inc. Vat |
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Apply Now and Get a Decision in Minutes
Zero Impact on your Credit Score |
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Option to own, return or part exchance
»
Brand New KIA Optima Car Deal
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Based on 10,000 miles per year over 36 months
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Total Miles : 30,000 for Entire Contract Period
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Initial payment then 35 Monthly repayments
» Sale price £16,219
(or pcp, lease or finance)
» Repayment Options:
1 + 35
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Hot Offer Deal
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Business
£260
Exc. Vat |
- |
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Personal
£312
Inc. Vat |
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Apply Now and Get a Decision in Minutes
Zero Impact on your Credit Score |
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Why choose your KIA Optima as your next car?

Discover the convenience and affordability of financing a KIA Optima with Time4Leasing. Our friendly expert team and flexible options make us the top choice for your automotive needs.
When searching for your next ride, look no further. We accept individuals that have good and poor credit, so you can get behind the wheel of your dream car without any worries.
Our exclusive KIA Optima deals and lower rates make us the top choice for your financing
needs. Plus, our selection of good quality vehicles will ensure a smooth and
enjoyable driving experience. And the best part?
No deposit is required on selected deals. Choose
Time4Leasing for a hassle-free and affordable financing experience.
Applying with us will not affect your credit score and our services are totally free! Apply today and we will send you
a free quote proposal tailored to your needs.

Cannot find the car model that you were looking for? Just
request a free quote and let Time4leasing know what you are
after and then one of the advisors will email you the best deals
suited to your needs and budget.
Our Customers Save 50% or more
Why finance a KIA Optima ?
The KIA Optima is a mid-size saloon that has been gaining popularity in recent years. With its sleek design, advanced technology, and affordable price point, it has become a top choice for many car buyers.
The Optima was first introduced in 2000 and has undergone several redesigns since then. The latest generation, introduced in 2016, brought a more modern and sophisticated look to the car. Its sleek exterior, with its signature 'Tiger Nose' grille, gives the Optima a sporty and upscale appearance. The car's aerodynamic design also aids in its fuel efficiency, making it an environmentally-friendly choice.
One of the standout features of the Optima is its technology. The car comes equipped with a variety of advanced safety features, such as blind spot detection, lane departure warning, and rear cross-traffic alert. These features help to give drivers peace of mind on the road and make the Optima a top choice for families. The car also comes with a user-friendly infotainment system, allowing for easy navigation and access to music, phone calls, and more.
Under the hood, the Optima offers three different engine options to suit different driving needs. The base model comes with a 2.4-liter four-cylinder engine, while the mid-level trim offers a turbocharged 1.6-liter four-cylinder engine. For those looking for more power, the top-level SX trim comes with a turbocharged 2.0-liter four-cylinder engine. All three engines are paired with a six-speed automatic transmission, providing a smooth and efficient driving experience.
In addition to its impressive technology and performance, the Optima also offers a comfortable and spacious interior. The cabin is well-designed and features high-quality materials, giving the car a luxurious feel. The seats are supportive and offer ample legroom for both front and rear passengers. The trunk also provides a generous amount of space, making the Optima a practical choice for everyday use.
The Optima also stands out in terms of value for money. With a starting price of around $24,000, the Optima offers a lot of features and amenities that are typically found in more expensive cars. This makes it an attractive option for those looking for a reliable and well-equipped vehicle without breaking the bank.
Overall, the KIA Optima is a well-rounded mid-size sedan that offers a compelling combination of style, technology, performance, and value. Its sleek design, advanced safety features, and comfortable interior make it a top choice for families and individuals alike. With its affordable price point and impressive features, it's no surprise that the Optima has become a popular choice in the competitive mid-size sedan market.
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Customers Love Our Services
The online car finance services provided have been exceptional. The user-friendly interface, prompt responses, and transparent process made choosing a car hassle-free. The wide range of vehicles, competitive prices, and flexible options catered perfectly to my needs.
The customer service was outstanding, with knowledgeable staff who were always ready to assist and provide guidance throughout the process. I highly recommend
time4leasing.

Another Happy Customer
There are 18 KIA Optima Deals on Offer.
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Get your free quote or apply now
and
get the best possible price that works for you.
 
Time4Leasing Customers Love Our Services |
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Very professional and swift service with courteous staff. My application was dealt with and all my questions were answered with follow up. Now looking forward to my car being delivered and happy motoring. Excellent company

Another Happy
Customer. |
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Approved Used Car Finance
Time4Leasing and Time4Cars are trading styles of White Hat
Projects Ltd and is authorised and regulated by the Financial Conduct Authority. FRN 768203. Company number 07764808.
We are a credit
broker and not a lender and can introduce you to a limited number of businesses
who also act as credit brokers and may introduce you to a limited number of lenders. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a
credit broker but this does not affect the interest charged on the agreement, all of which are set by the lender.
Home | Contact | Reviews | Privacy | Terms | About
us
Our Registered
Office is 115-119 Fort Dunlop, Fort Parkway, B24 9FE, England, United Kingdom.
When completing an application on this site we will automatically check your eligibility across a range of finance and leasing products to provide you with the best selection of options that we can.
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