Time4Leasing - Affordable No Deposit Car Leasing Deals for Everyone - Good or Bad Credit History

Audi BMW

Citroen

Fiat Ford Kia Mercedes Nissan Renault Seat Vauxhall Volvo Volkswagen More Deals

Best Deals | New - Used Cars | Under £100 | 0% No Deposit | Bad Credit | Automatics | Vans | 7 Seats | 4x4 Cars

Need a Car?
We can Help.


Did a bank or a car dealer refuse you
credit, we can help!
We say yes to customers with
good, or poor credit history.
Get approved for car credit, pick
your dream car and apply.
All circumstances considered.
   
Apply for Free Quote Request  

Manufacturers

Alfa Romeo

Aston Martin


Audi

BMW

Citroen

Chevrolet

Chrysler

Fiat

Ford

Honda

Hyundai

Jaguar

Jeep

KIA

Land Rover

Lexus

Mazda

Mercedes

Mini

Mitsubishi

Nissan

Peugeot

Porsche

Renault

Seat

Skoda

Smart

Suzuki

Tesla

Toyota

Vauxhall

Volvo

Volkswagen

Customer Choice

5 Star Rating Best Deals


5 Star Rating Brand New Cars


5 Star Rating Used Cars

5 Star Rating 0% Deposit Used Cars

5 Star Rating 
Nearly New Cars

5 Star Rating Dog Friendly

5 Star Rating Towing Caravans

5 Star Rating Vans

Rental Periods

Short Term Hire

Short Term Lease

Cheap Car Hire

Long Term Rental

Weekly Car Hire

1 Month Hire

3 Months Hire

6 Months Hire

12 Months Hire

28 Days Car Hire

Monthly Car Hire

Pay No Insurance

Poor Credit History

Bad Credit Leasing

Motability Cars

Lease Periods

1 Month Lease

3 Months Lease

6 Months Lease

12 Months Lease

1 Year Lease

2 Years Lease

3 Years Lease

4 Years Lease

More Options

Long Term Leasing

No Deposit Leasing

Hire Purchase


Free Credit Checks

Compare Insurance

Council Schemes

Monthly Rental

NHS Leasing

Ex Demo

Fleet Leasing

0% Deposit Offers

0% HP Finance

Cars 2 Lease

Dual Control Cars

Automatic Cars

HPI Checked

Vehicle Types

Cheap
Economic

Family
Family

4 x 4
All Weather

7 Seaters
7 Seaters

Sports
Sport Cars

Best Van Leasing
Vans

Popular Hatchbacks
Popular

Executive
Executive

Automatics
Automatics

Estate Touring
Estates

Best Dog Friendly Cars to Lease
Dog Friendly

Best Cars to Lease for Towing
Towing

Compare Prices

5 Star Rating Under £150

5 Star Rating £151 to £200

5 Star Rating £201 to £250

5 Star Rating £251 to £300

5 Star Rating £301 to £350

5 Star Rating £351 to £400

5 Star Rating £401 to £450

5 Star Rating Over £451

 

More Options

Coach Hire Prices

Self Drive Van Hire

Limousine Hire

Staff Car Schemes

Nationwide Delivery

NHS Schemes

Top 10 Car Deals

Latest News

Campervans

Van Leasing

Manufacturers

UK Car Leasing

Best Car Hire

Q&A

Car Insurance

Debt Management

Executive Cars

Reviews

Sponsored Links

Nissan Qashqai
Alternative Motability Leasing
The Best alternative to Motability Long Term Car Leasing Schemes. Pick any car from the listed fleet, flexible terms to suite your budget and life style.
 
Chevrolet Spark
Chevrolet Spark

Alternative Motability Car Lease Schemes
from £22.81 per week

FORD FIESTA
Ford Fiesta
Alternative Motability Car Lease Schemes
from
£27.62 per week
FIAT PUNTO Car Leasing
Fiat Pundo
Alternative Motability Car Lease Schemes
from
£24.88 per week
VAUXHALL CORSA
Vauxhall Corsa
Alternative Motability Car Lease Schemes
from
£27.55 per week
HYUNDAI I30
HYUNDAI I30
Alternative Motability Car Leasing
from £27.62 per week
FORD FOCUS
Ford Focus
Alternative Motability Car Lease Schemes
from £32.23 per week
VAUXHALL ASTRA
Vauxhall Astra
Alternative Motability Car Lease Schemes
from £28.70 per week

VAUXHALL INSIGNIA
Vauxhall Insignia
Alternative Motability Car Lease Schemes
from £32.02 per week

VAUXHALL ZAFIRA
Vauxhall Zafira 7 Seats
Alternative Motability Car Lease Schemes
from £32.23 per week
Mini Convertible
Mini Convertible
Alternative Motability Car Leasing
from £36.63 per week
VOLKSWAGEN GOLF
VW Golf
Alternative Motability Car Lease Schemes
from £40.32 per week
TOYOTA AVENSIS
TOYOTA AVENSIS
Alternative Motability Car Leasing
from £41.47 per week
Vauxhall Insignia Estate
Insignia Sport Estate
Alternative Motability Car Lease Schemes
£133.23 per month

RENAULT Grand Scenic Estate 7 Seater
Grand Scenic Estate
Alternative Motability Car Lease Schemes
£145.67 per month

BMW 1 SERIES
BMW 1 Series
Alternative Motability Car Lease Schemes
from £166.30 per month
FORD KUGA
Ford Kuga
Alternative Motability Car Lease Schemes
from £196.27 per month
BMW 3 SERIES
BMW 3
Alternative Motability Car Lease Schemes
from £197.27 per month
Vauxhall Antara 4x4
Anatara 4x4
Alternative Motability Car Leasing
from £199.95per month
BMW 3 Sport Estate Leasing

BMW 3 M Touring
Alternative Motability Car Lease Schemes
from £243.23 per month

BMW X1

BMW X1
Alternative Motability Car Lease Schemes
from £231.97per month

 
Understanding Motability Car Leasing
The Motability Scheme enables people with special needs to lease a new car, scooter or even a powered wheelchair by exchanging their Government funded mobility allowance.

As Time4leasing is a car leasing specialist that caters for every customer needs, we only offer cars. We do not offer scooters or wheelchairs. So if you receive either the Higher Rate Mobility Component of Disability Living Allowance or the Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP), or the War Pensioners’ Mobility Supplement (WPMS) or even the Armed Forces Independence Payment (AFIP) you probably will be eligible to join the Motability Scheme.

With Time4leasing's alternative to Motability Car Leasing, we offer ex demo vehicles which are slightly used and leased without the obligation of taking maintenance and insurance. This allows you to choose another company for these services so you can save a significant amount of money.

The Motability Scheme enables disabled people with special needs to exchange either their Higher Rate Mobility Component of Disability Living Allowance. This includes War Pensioners' Mobility Supplement; Enhanced Rate of the Mobility Component of Personal Independence Payment or the Armed Forces Independence Payment. These special leasing offers include carers too.

Ex Demo New Cars from £NIL Advance Payment

You may exchange this allowance for a ex demo car every 2 to 4 years as well as the support you need to enjoy worry free motoring. Find out more about the Motability Schemes benefits and if you are eligible below.

Employee Benefits and Car Leasing

Personal Independence Payment

If you are an existing Motability customer, the Government’s plans to replace the Disability Living Allowance (DLA) for all recipients aged 16 to 64 with a new benefit called Personal Independence Payment (PIP), from 8 April 2013, may affect your eligibility to join the Scheme.

How PIP works

Most Motability customers currently use their DLA to pay for their vehicle leases. Like DLA, PIP will have two components:

  • a “daily living” component
  • a “mobility" component

Each component will have two rates of payment:

  • a “standard” rate
  • an “enhanced” rate

You will be able to lease a Motability car by using the Enhanced Rate of the Mobility Component of PIP, which will be set at the same level as the Higher Rate Mobility Component of DLA. Like DLA, PIP will not be means-tested or taxable, and can be paid whether the claimant is working or not.

The planned changes

PIP will replace DLA for disabled people aged between 16 and 64, even if they currently have an ‘indefinite’ or ‘lifetime’ DLA award.

  • DLA will remain for disabled children until they reach the age of 16
  • DLA will also continue to be available for those aged 65 and over on 8 April 2013
  • Recipients of the War Pensioners’ Mobility Supplement are not affected by the planned changes

  Eligibility for PIP

The Department for Work and Pensions (DWP) will award PIP based upon their assessment of an individual’s ability to carry out a range of everyday activities. Regulations to finalise the assessment criteria for PIP will not go before Parliament until early 2013. The eligibility criteria for PIP will be different from those for DLA today and existing DLA recipients will not be automatically transferred across to PIP. This means that even if you already receive DLA, you will need to make a claim for the new benefit when the DWP invite you to do so at some point between 2013 and 2018. The DWP will then assess your claim and decide what level of PIP benefit you should receive. 

Invitation to apply for PIP

From October 2013, children reaching the age of 16 and existing DLA recipients whose fixed term DLA award ends, or who report a change in their condition, will be invited to apply for PIP. From October 2015, all other DLA recipients including those with 'indefinite' or 'lifetime' DLA awards will be invited to apply for PIP. The process of reassessing current DLA recipients should be complete by 2018.

If DWP invite you to apply for PIP, you will need to make a claim for the new PIP benefit within four weeks of being invited to do so. If you do not make a claim for PIP, DWP will suspend and then stop your DLA payments completely. It is very important that you do not ignore any communications from DWP; please read any letters you receive carefully and respond with any deadlines.

The changes explained above will apply to England, Wales and Scotland. The devolved administration in Northern Ireland is working with DWP to consider how changes will be introduced in Northern Ireland.

PIP and the Motability Scheme

The Motability Scheme will work with PIP in the same way as it does with DLA. Motability will continue to lease cars, powered wheelchairs and scooters to disabled people who receive either:

  • The Higher Rate Mobility Component of DLA
  • The Enhanced Rate of the Mobility Component of PIP (from April 2013) which will have the same value as the Higher Rate Mobility Component of DLA.
  • The War Pensioners’ Mobility Supplement

If you are an existing DLA recipient who is awarded the Enhanced Rate of the Mobility Component of PIP, then your Motability lease will continue as you move from DLA to PIP.

If you are an existing DLA recipient who has not received the Enhanced Rate of the Mobility Component of PIP, you will not be eligible to use the Motability Scheme. If this happens:

  • The leasing agreement will end
  • Motability will arrange with you for the vehicle to be returned
  • Motability refunds any Advance Payment on a pro-rata basis e.g. if the agreement ended after one year of a three year lease, two-thirds of the Advance Payment would be refunded
  • Subject to terms and conditions, Motability may in some cases be able to offer the vehicle for sale to you.

Appealing the decision

Customers will be able to appeal to the DWP if they disagree with the decision. However, DWP will not continue to make DLA payments while an appeal is being processed and so Motability will not be able to leave the vehicle with you. If the appeal is successful, you will of course be eligible to re-join the Scheme.

Next steps

DWP will send general information about PIP to all existing DLA claimants in February 2013. You do not need to make a claim for PIP until you are contacted by the DWP at some point between 2013 and 2018.

No more premium cars in disabled scheme with new £25,000 limit aimed at reducing fraud

Abuse of disabled drivers’ car allowances has forced charity Motability to tighten its leasing rules. The move will ban the sale of some premium models and, according to Nissan, may “change the way the industry sells cars”.

The new rules, announced last week by Motability chairman Lord Sterling, include a £25,000 price cap and restrictions on drivers’ age and status. The changes are designed to cut fraudulent use of the Government’s Disability Living Allowance, which in 1.7 million cases extends to leasing a brand new car.

Motability says there were more than 7,000 alleged cases of abuse in the last financial year alone. With almost 600,000 customers, Motability is Britain’s biggest fleet – 30,000 of its cars are currently premium models such as the BMW X3 and Audi A4, which will now be removed from the leasing scheme.

An Audi spokeswoman said: “Motability customers will only be able to choose from the A1 and A3 ranges [under the new rules].” And Nissan MD Jim Wright warned: “Manufacturers who have more expensive ranges may need to respecify models to make entry-level models priced below £25,000.”

The sub-£25,000 Nissan Qashqai is one of the most popular cars on Motability’s scheme, along with the Ford Focus and Vauxhall Astra. Electric cars are currently excluded.

Motability’s new rules include restrictions on nominated drivers, who now need to live within five miles of the customer. Plus, from January, nominated drivers aged under 21 will only be permitted if they live with the disabled customer.

Drivers aged under 25 will also be restricted to cars with a power output of 115bhp or less and an insurance rating up to group 16.

Mobility Car Leasing Forum

Long Term Car HireQuestion: Hi just to explain I get high rate mobility and am just inquiring what options are available. It would not be me driving but my nephew who has the licence who lives 5 minutes from me. If we could do 6 months initially, if possible. Also can can get insurance added in? Would be looking at a Ford or Vauxhall, but open to others.

Answer: I'm afraid we will not be able to lease you a car based on the information you provided. The minimum hire is 2 to 5 years, the person leasing the car must have an income from employment and must have a full driving licence if they have bad credit history. If they have good credit history then it doesn't matter if they work or not.

Question: Hi, I'm a disabled student. I would like to lease for 2 years. My budget is £150 a month.

Answer: If you are a student, married, paying a rent and have bad credit history, how are you going to pay for the car payments? You need to prove income and the means to be able to lease a car. Can someone else in your family lease it for you?

Question: Hi there not sure how this works currently in a trust deed so not sure if you can help any assistance would be appreciated. Interested in a medium family car like corsa or fiesta but open to ideas?

Answer: I thought a trust deed is for Scottish residence. Can you please provide a bit more information?


Question: Hello :) I'm very interested in leasing a car, i have never done this before so i have a couple of questions. - Where are you located please? - And do you buy cars? I have a 2003 BMW x5 which I'm about to have work done on, once done, I would like to sell it and start leasing a car. Also, do you have the Volkswagen Touareg 2006+ ? Thanks for your time.

Answer: Yes we do buy cars, but not a 10 year old car. You are best to sell it privately. Also if you want a quote you need to provide more information, like where you work, how much you make and what your credit history is like?

 

Time4leasing

Time4Leasing Customers Love Our Services
 

5 Star Review Rating

 

Another Happy Time4Leasing Customer



Nationwide UK FREE Delivery Service

Low Price Personal Car Leasing

We delivery Alternative Motability Car Lease Schemes direct to your door in these cities and towns and surrounding areas.

Aberdeen
Aberdeenshire
Andover
Angus
Argyll
Ayr
Ayrshire

Basingstoke
Bath
Bedfordshire
Berkshire
Birmingham
Blackburn
Blackpool
Bolton
Bournemouth
Bracknell
Bradford
Brighton
Bristol
Buckinghamshire

Cambridge
Cambridgeshire
Canterbury
Cardiff
Carlisle
Ceredigion
Chelmsford
Cheltenham
Cheshire
Chester
Chichester
Cleveland
Clwyd
Colchester
Cornwall
Coventry
Crawley
Cumbria

Derby
Derbyshire
Devon
Doncaster
Dorchester
Dorset
Dover
Dumfries
Dunbartonshire
Dundee
Durham

East Anglia
East Sussex
East Hampshire
Edinburgh
Enfield
Essex
Exeter
Exmouth

Farnborough
Felixstowe
Flintshire

Gillingham
Glasgow
Gloucester
Gloucestershire
Grimsby
Guildford
Gwent
Gwynedd

Hampshire
Herefordshire
Hertfordshire
High Wycombe
Huddersfield
Hungerford

Inverness
Inverness-Shire
Ipswich
Isle of Man

Kent

Lanarkshire
Lancashire
Leeds
Leicester
Leicestershire
Lincoln
Lincolnshire
Liverpool
London
Luton

Maidenhead
Maidstone
Manchester
Merseyside
Mid Glamorgan
Middlesbrough
Middlesex
Mid-Lothian

Newbury
Newcastle
Newmarket
Newport
Norfolk
Northampton
Northamptonshire
Northumberland
Norwich
Nottingham
Nottinghamshire

Oxford
Oxfordshire

Pembrokeshire
Perth
Perthshire
Peterborough
Plymouth
Poole
Portsmouth
Powys
Preston

Reading
Reigate
Renfrewshire
Rutland

Salisbury
Scotland
Sheffield
Shropshire
Slough
Somerset
South Glamorgan
Southampton
Staffordshire
Stirlingshire
Stockport
Stoke
Suffolk
Sunderland
Surrey
Swanage
Swansea
Swindon

the Highlands
the Isle of Wight
the Midlands
the North East
the North West
the South East
the South West
the UK
Torquay
Tyne and Wear

Uxbridge

Wales
Warwick
Warwickshire
West Glamorgan
West Sussex
West-Lothian
Weymouth
Wigan
Wiltshire
Winchester
Windsor
Woking
Wolverhampton
Worcester
Worcestershire

York
Yorkshire


No Deposit Car Leasing - 50% off Manufacturer List Prices and Pay Nothing up front.


With over 25,000 new and used cars from 32 locations across the UK, ready for delivery
Receive the most competitive, friendliest and fastest service from our finance partners and dealers from Birmingham, Bristol, Brighton, Bournemouth, Burnley, Cardiff, Coventry, Derby, Doncaster, Dorset, Exeter, Edinburgh,
Glasgow, Gloucester, Kent, Leicester, Leeds, Liverpool, London, Manchester, Milton Keynes, Newcastle, Northampton, Norwich, Nottingham, Plymouth, Sheffield, Southampton, Swindon and other areas.
 

Free Extended Warranty Included Auto Protection Lowest Price Promise Use Your Part Exchange Car as a Deposit SAF Automotive Finance HPI Checked website security

You are in good company with many of our satisfied customers working at
 

Time4leasing Happy Customers

This is a free independent car leasing comparison service provided by Time4Leasing a trading style of White Hat Projects Limited. We are an appointed representative and work with companies that are fully authorised and regulated by the Financial Conduct Authority. The financial related content, vehicle specifications and reviews are for information purposes only and does not constitute tax and finance related advice and we recommend that all company car drivers double check this information with the provider before committing yourself. Car Leasing Finance is subject to status, income and applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

No Deposit  |  Automatics  |  Ex Demo  |  Under £150  |  Bad Credit  NHS  |  Short Hire  |  Long Term  |  Used Cars  |  Vans

Time4Leasing can introduce you to a limited number of partners who may introduce you to a selected panel of finance providers based on your credit rating and we may receive a commission for such introductions.
We are authorised and regulated by the Financial Conduct Authority with Registered Number 735073  | Registered in England & Wales | Company Number 07764808

Time4Leasing Head Office Contact Details: Business Central Boulevard, Blythe Valley Business Park, Shirley, Solihull B90 8AG
 

 

Affiliates  |  How We Work  |  Reviews  |  Privacy  |  Terms  |  Sitemaps  |  About  |  Contact Us

Copyrights © 1998 - 2017
- Time4leasing - All Rights Reserved

Facebook Blog Twitter