Client wrote: Can you recommend a couple of cars for someone that used to have adverse credit but is now on the mend and back on track?

Time4leasing wrote: Can you provide a little bit more information about you and your needs?

Client wrote: I'm looking for a long lease on a Meriva estate or a Citroen C3 Picasso or similar with either no deposit or a small one, I'm looking at between £150 £200 monthly payments, I do have bad credit history but am now in a full time stable job after being off work due to looking after my husband after an accident.

Time4leasing wrote: The Meriva is a good choice, nice big family car and the price is unbelievable low, it works out half the price of a Picasso because we lease so many of them we can offer them at a good price.

Client wrote: Hi I work for the Forth Valley Health Care NHS Trust as a Nursing Assistant and could you kindly return a quote for a Citroen C1 and I am more than happy for you to speak directly with my husband.

Time4leasing wrote: Are you sure you want a C1? There are far better cars than that available.

Client wrote: Thank you for getting back to us so quickly that was good of you, the object of us exchanging over to a leased car is that our current car is on an 07 plate and is to expensive to run as it charges £260 per year in road tax and only around 25mpg around town. The last payment on the car will be at the end of this month.

Time4leasing wrote: What cars did you have in mind for leasing?

Client wrote: What we want to do is reduce our outgoings on the running cost and would consider some thing that is more affordable to run low on insurance, good sized boot for the size of the car. Some of the cars that we would consider are, Renault Clio Sports Tourer TCE in a good trim level, Skoda Fabia Estate Seat Ibiza Sports Tourer Vauxhall Meriva (New shape model) VW Polo Hatch 5 door (New shape model) We are a family of 3 with a small dog hence a hatch back or estate would be the preferred option and please if you know of any other models that offer low motoring cost and a reasonable monthly payment.

Time4leasing wrote: There are good deals for ex demo cars, most are few months old and some a bit more. The price of the car lease can be reduced significantly allowing you to drive a better car, with better trims, lower insurance, much better mpg and cheaper service. Would you like some ideas?

Client wrote: Yes please.

Time4leasing wrote: To get the price within your budget or even lower than £140 to £180 a month inc vat I would suggest the following cars. Astra hatchback, Ford Focus, Fiesta, Golf 50 to 60 mpg (average) Tax £20 to £30 a year Or something bigger, Insignia, Mondeo, Avensis, Exeo, Passat, 55 to 65 mpg (average) Tax £95 a year, Would you like a firm quote for one of the above?

Client wrote: Yes please the insignia and mondeo we feel are too big for us but would consider either the golf or Astra before the focus. Do you have any estate cars on offer?

Client wrote: Hi, I'm a driving instructor and I spoke to a guy called Andy today about it, would like him or anyone else to call me asap about leasing a DS3.

Time4leasing wrote: I'm very sorry but the DS3 you picked although listed it is not available. Is this your only choice or would you consider other models or even other vehicles if the price was right?

Client wrote: I've looked at the ex demo deals you have but they don't seem much cheaper than the new ones? If I'm looking at Astra, focus, corsa etc what are the cheapest deals you have. I'm looking for a diesel

Time4leasing wrote: For the Focus 1.6 TDCi Titanium yes there is not much difference if you leased brand new or ex demo, but still the ex demo is cheaper. The more important thing is we would let you use the vehicle for your driving school where a Ford dealer would forbid you to do that unless you kept the vehicle at the end of the lease. We are more flexible.

Client wrote: I have a car for my driving school so this car would just be for my personal use at weekends hence why I wanted something a little nicer like the ds3 or scirocco. What Astras do you have?

Time4leasing wrote: If you like an Astra, there is a really nice 2 litre diesel, powerful and full of torque.

Client wrote: Hi, I have sent two previous quote requests for this car and haven't heard anything since last week, was wondering if they weren't getting through to you. I would like this car deal please, white car if possible please, 36 month contract and low deposit if possible, Thankyou I look forward to hearing from you

Time4leasing wrote: I'm afraid the DS3 is not available at the moment and you were emailed to advise you that it will be a while until we get these back into stock. If you are in need of a car at a good price have a look at the alternative deals.

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