Time4Leasing - Affordable No Deposit Car Leasing Deals for Everyone - Good or Bad Credit History

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Apply for Free Quote Request * Frequent changes of address with patchy electoral roll record. Recent changes in employment or self employment. Recent (and frequent) credit applications. High level of debt to estimated income. Recent late payments/credit cards over limits. Old defaults or County Court Judgements


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Time4leasing and our specialist funders are dedicated to supply car leasing solutions to private individuals and companies who fail to achieve a main stream credit rating.

Time4leasing are able to offer a comprehensive professional service from a single vehicle to an entire fleet if that is your requirements.

  • Been declined by the banks?

  • Poor accounts?

  • A new start business?

  • Poor credit history?

  • CCJ`s, Arrears or Defaults?

  • In or have been in a Individual Voluntary Arrangement?

  • Poor electoral roll history?

    Time4leasing can supply new and nearly new cars and vans on two to four year non status leasing agreements.

    As one of our customers you will be offered the right type of vehicle for your situation, we go the extra mile to find the right vehicle for your needs.

    Your vehicle will be delivered to your door anywhere in the UK Mainland.

    Time4leasing tailor our contracts to reflect your exact needs and realise it is not a one size fits all world.

    What do you get when you take a non status car or van lease?

  • A vehicle to suit your needs and budget

  • An allowance of 10,000 miles or more per year

  • Road tax included for the first year of the contract

  • Monthly invoicing for your accounting purposes

    What you do not get are the following:-

  • Servicing or maintenance

  • Repairs outside of the warranty

  • Accidental damages and repairs

  • Car Tyres, it is down to you to replace any damaged tyres

    If you are a sole trader, partnership or Ltd company and VAT registered then you will be able to claim up to 50% of the VAT on a non status car leasing plan and up to 100% on a non status van leasing agreement.

    To Qualify for Non status Car Leasing you will need:-

  • Copies of your last 3 months bank statements

  • A copy of a recent home utility

  • A copy of your full UK driving licence

  • A deposit of usually 4 months payments in advance

  • Long Term Car Hire (Monthly) 3 Months Car Hire Leasing 6 Months Car Hire Leasing 12 Months Car Leases 18 Month Car Leasing 36 Months Car Leases Long Term Car Hire No Deposit Cars

    What are the benefits of taking a non status lease car from us?

    The main one is that you will not be taking the risk on what the vehicle is worth at the end of the contract. The funder takes that risk, all you have to do is hand the car back and go into another lease.

    Your road tax is covered for the first year and will be posted to you.

    Unlike the banks, our funders that we hand pick for you are able to look at each customer's status and ability to pay for a leased vehicle. They call this the affordability test. If you can prove that you can afford the monthly lease payment, insurance and leave yourself enough money spare to live on comfortably then they will normally give you a non status lease deal.

    What is Non Status Leasing?

    When the banks started lending money to consumers you could imagine how many people did not meet the normal underwriting criteria for loans from the main stream banks. These people as far as vehicles go, fell into the non status or sub prime leasing bracket. However due to the credit crunch that started to have an effect on lending criteria probably since mid 2008. You could imagine that more and more people were finding themselves classed as a high risk by the banks. So what changed?

    The main stream banks realised that they could no longer lend the amounts that they had been doing as they were taking excessive risks. So they decided that underwriting criteria was completely changed and all of a sudden millions of people and businesses found themselves in the non status bracket through no fault of their own.

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    No Deposit Car Leasing - 50% off Manufacturer List Prices and Pay Nothing up front.

    With over 25,000 new and used cars from 32 locations across the UK, ready for delivery
    Receive competitive and affordable car leasing deals, friendliest and fastest service from our finance partners from Birmingham, Bristol, Brighton, Bournemouth, Burnley, Cardiff, Coventry, Derby, Dorset, Exeter, Edinburgh, Glasgow, Gloucester, Kent, Leicester, Leeds, Liverpool, London, Manchester, Newcastle, Northampton, Norwich, Nottingham, Plymouth, Sheffield, Southampton, Swindon and other areas.

    Free Extended Warranty Included Auto Protection Lowest Price Promise Use Your Part Exchange Car as a Deposit SAF Automotive Finance HPI Checked website security PCI Certified

    You are in good company with many of our satisfied customers working at

    Time4leasing Happy Customers

    No Deposit  |  Automatics  |  Ex Demo  |  Under 150  |  Bad Credit  NHS  |  Short Hire  |  Long Term  |  Used Cars  |  Vans

    Time4Leasing is a trading style of White Hat Projects Limited is authorised and regulated by the Financial Conduct Authority with Registered Number 768203 | Registered in England & Wales | Company Number 07764808

    Time4Leasing Head Office Contact Details: Business Central Boulevard, Blythe Valley Business Park, Shirley, Solihull B90 8AG, England, United Kingdom

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