There are some really good offers on certain Hyundai models and within your budget that you have.
I'm also thinking of my second choice that would be a mini cooper.
Would you have anything? Also I need something pretty quick... how do I find out if im eligible for a lease?
In the Mini range there are in stock like the Mini One and Countryman at a really good prices. Why you ask if you are eligible? Is your credit history poor?
Thanks for your email. The convertible i would really like. Yes my credit history isnt the best.... do you do anything for previously poor credit history?
Yes we have a funder that specialises for people with poor and bad credit history. However, the Mini convertible might work out too expensive. Maybe you are better off leasing a Hyundai which will work our far cheaper for you..
I need to know if the insurance is included, if not no need to call me back. Also I have a poor credit report because of my previous business. Miles 12.000 4 Years or Five if is possible. Please send me a quote via email.
Sorry the insurance is not included. Not at that price. Also this vehicle is not available for bad credit leasing.
Can you tell me with cars is acceptable for me with insurance and not have a problem with credit report?
We do to offer insurance other than the GAP insurance which is not the main insurance you will need. Why do you want the car with insurance?
Is only because at the moment I have an old car and I have to pay insurance so if I lease one with insurance I will not have to pay a big difference between now and after. Ok no problem tell me with cars is available for me in my situation if is possible.
Not sure where you got the figures from, but a fully maintained vehicle lease with insurance a typical price would be £350 to £450 a month. Where if you lease a car and you insure it the price would be £150 to £200 a month. Massive difference, wouldn't you agree? If you have bad credit the prices are £180 to £280 depending on the car you lease.
Although I am foreigner to the England what do I need?
Please answer these questions first.
Are you in full employment and how many years?
How many years have you being living in the UK?
Have you got a UK bank account?
Have you got a UK credit card?
Have you got a deposit of £300 to £700?
Yes to all your questions, I have being working here 11 years but I lost my job last year and it effected my credit history. Now I'm working and need a car.
Let try and get you a quote. What car should we go for? The Ford KA, Fiesta, Focus, Astra, Mini, Corsa, Hyundai i10, Polo, Chevrolet Spark?
All good cars for low road tax and low insurance.
I like the Hyundai i30, the Fiesta or the Focus.
Have a current Hyundai i10 via NHS Fleet solutions. Am moving job to a new employer who does not participate. Would Time 4 Leasing be able to take over lease from NHS Fleet solutions?
How long is there still on your lease? How much are you paying and what kind of lease did you take out?
I am 16 months into a 3 year lease via NHS scheme with NHS Fleet solutions. I'm currently paying £243 (all in) per month via salary sacrifice. I would be happy to continue with the lease for longer. Not really bothered about the all inclusive bit!
Sorry I have no idea what you signed with nhs fleet solutions. You are the only person able to come out of this lease if that is what you wish to do, but maybe you cannot because you agreed and signed that you would keep the car for 3 years? Or are you able to break the contract without any penalties?
Yes there is a penalty for me unless I can get the lease taken over by another provider or nhs provider.
Sorry to hear that. I guess you are finding it too expensive to continue paying for that nhs lease.
Hi, I'm a airline pilot and never leased before. I would like someone to contact me via phone to enquire how your car leasing scheme works please. Thanks.
Before someone contacts you I'd like to provide you with some information first. The process is pretty straight forward with us. You pick a car you that meets your needs and your monthly budget, we offer you a good deal, you come to see the car or cars or we bring it over to your home if you like for a small charge, you sign the paper work and the car is yours. You keep the car for a minimum 2 years and then either extend the lease, lease another car or hand the car back. You look after the car as if it was your own, you insure and service it and the monthly payments get paid via a direct debit from your bank account.
Was this info helpful?
If you can at least email me a few cars you like, I can get a colleague to call you.
Hello, I sent a message requesting a business lease quote a week ago and have heard nothing. I need the car next week. Please could you get back to me. Thanks
Sorry to hear that. Based on your circumstances you should have been contacted by my colleague. Did she contact you?
Yes someone from your business department did contact me but said she was unable to get the lease through the business because we are only 2 years old (which I knew already was a problem and this is why I contacted yourselves) and suggested I put the lease in the name of a family member - given that this is a company car I thought that was frankly ridiculous!
Why would that be ridiculous? If you are a new company and your credit rating is poor, if the funder does not approve the finance then we would explore other options and routes. Anyhow, to take a business lease it is only worth it if you are VAT registered which you are not. That is why my colleague suggested to lease the car in a family member's name or your name as a private lease and then use the vehicle for business use and charge the company the expenses of the vehicle. Other companies do this frequently and is worth doing.
Hello, My miles per year would be approximately 10000, lease for 2 years, my budget is around 150-200 pounds per month. Would like to know if the conditions are exactly the same as if I do it through the NHS (NI contributions, etc.) Thanks
It would be far cheaper to lease a car where you paid for it via a direct debit. If you lease a car via the NHS fleet solution scheme and as a salary sacrifice you will be taxed more and it will effect your pension we have been advised. Lately NHS staff are leasing direct via us as it cost them cheaper.
if you have any other questions do email me and let me know.
Thanks for your quick answer. I have lots of questions now:
- I am a nurse, currently undertaken a Midwifery course (18 months) employed by the NHS through all this time, would I be eligible to lease a car from you? After this time I will work as a midwife at least for a year, probably in the NHS too.
- Do you have any office I could go to speak to somebody?
- What is included in the price? Is the insurance included?
- Could you give me an estimate price? I would like to have a basic car, around 9000-10000 miles per year, do not mind the colour etc.
The way leasing works is that you have to be employed, pay slips, have credit history, be on the Electoral Register (able to vote local elections), have a UK bank account, driving license and it would help if you have a couple of household bills in your name to prove where you live.
If you don't have the required then you might consider leasing in your parent's or partner's name if you have that is?
Time4leasing is an internet business and you cannot visit us. It will be the dealer that has the car that you can visit. Actually the nearest one to you is at Burnley which is not too far from where you are?
The insurance is not included, you will have to find your own and it would be cheaper anyway if you lease a small 1 to 1.2 litre car.
You could probably lease a decent car for approx. £120 pounds if you wish and the rest of your budget can be used for the insurance.
Hello, I work for the Railway Network and am well into third year of five with an IVA and have leased cars for more than four years with no issues. IVA support the decision for applying for a new vehicle, but have been let down by a dealership at the last minute. Good credit score overall but IVA seems to be a stumbling block for any vehicle I have applied for. Interested in ex display 2.0l diesel astra's. Looking for 36 to 48 month lease with option to buy if possible. Monthly payments up to 250.00 and deposit to be discussed
When someone is on an IVA we too would have a problem finding the right funder to finance the vehicle for us. However, we do have a new subprime funder in place that can help but will charge a little bit more to put a lease into place. Probably it will be a
PCP / HP type of arrangement. As you are on an IVA you will be required to provide a deposit. Do you have a deposit and how much? Typically the deposit would be around £600 to £1,000. If you do not have this I'm sorry it will be very difficult to lease you a car.
Hi, I'm looking to lease a Hyundai i40 estate. My miles per year will be 35k & I want a four year lease. My budget is £350 per month. What have you got for me?
I'm sorry the Hyundai i40 is not available as the offer expired. is this your only choice or are you after a Hyundai or a good deal on an estate?
I am also interested in a Ford Mondeo Business Edition. Have you any deals on those. I have one of these on a short term 3 month lease through Apex Rental whilst on probation at a new job. I am now in a position to look at a vehicle for a four year lease period. I would be interested in any deals you may have. I would like to have the vehicle by Friday 8th November ideally.
Sure do have a really good offer on the Ford Mondeo Saloon and the Estate, both with Business Packages.
Hi, I am looking for a personal lease, can you email me please so I can give you further info, I can't send my form via your contact us page, I think I wrote too much text as I'm getting this 500 error.
Yes if you write too much text in the comment box it doesn't work as there is a limitation.
You can email what ever question you like and I will answer it for you.
What did you have in mind?
Thanks for the fast response.
I have recently applied for a personal car lease via another company, however it was declined. Apparently this lender is particularly strict, although I did advise of my situation. I don't want to keep making numerous applications, as I know this can affect my credit file. A few years ago, I was struggling financially, so entered a debt management plan. I have a ccj and default dated 2009, but both are satisfied. My situation changed, so I repaid early all my debts 2 years ago. I am a homeowner also. I do not have any outstanding debt, although I did get credit card last month to use abroad on holiday, I haven't had my first bill but will clear the balance as soon as I do.
I would like to lease a car, but would like an idea of current prices, given my situation.
Maybe you could advise me?
We don't credit check our customers. We leave that to the last thing so not to hurt your file. From what I read you are back on track but obviously your past credit history is haunting you. using a credit card is good as long as you keep paying it back. Some people pay 5 or 10 pounds more on top of what they owe and this gives them extra brownie points.
We use funders that are more flexible and the cars that would be suitable for you would be from the ex demo range. These cars are normally 6 months to 1 year old. Pretty new and smell new inside anyway. All come with warranty and if you have a Vauxhall it comes with life time warranty too.
I assume you work and prove income via pay slips? I think to be successful with us, do you have a deposit of £1000? and how much can you afford per month for the car lease? (including the vat).
What cars do you like? can you email me some ideas please?
Anything else you want to ask?
Thanks, yes I do work, I've been in my job for 20 years, I earn £26000 basic, but do get guaranteed bonus's, usually £20000 on top of my salary. These are paid £1500 quarterly and a big one £15000 at the year end. I can supply £1000 deposit. I was looking at an Audi A6, but the last company had a really good deal but obv they were looking for an excellent history, it was £260 a mth, but could you tell me what I could get for £300 a month range. I do like Audi, Mercedes, BMW, but would be interested to see how much a ford mondeo or s max would be. Sorry not to be specific.
Thanks for all your help.
To lease an Audi A6 or any Audi on a really low price you have to have a squeaky clean credit history and a significant deposit.
For you to have more success via us, I would recommend an ex demo BMW 3 series but your budget of £300 is still not enough unless you mean plus the vat? or you can provide a bigger deposit than £600?
However, if you looked at Ford Mondeo there are some good offers - let me know what you would like to do?
Thanks, the Ford Mondeo looks good. I will have a think about it, yes I can supply more than £600 deposit for BMW, maybe you could give me a quote for that also.
Appreciate all your help.