No Deposit Cheap Car
The Best No Deposit Car Leasing Deals and Long Term No Deposit Car Finance in
the UK or with a small deposit car leasing for Business, Personal & Contract
Hire. When we say 0% Deposit (Zero) Leasing Vehicle Solutions, we mean you pay
nothing up front and in many cases you start paying a month or two later.
Flexible terms short or long to suite your budget and life style.
Save extra money by leasing a nearly
new or a second hand car
What ever your needs are, no credit checks, no deposit or
little deposit, what can you afford? All you got to do is ask for a free quote
and we will take it from there and help you get the best car deal ever.
- Ex Demo and £0 NO Deposit Car Leasing Deals
- What condition do the cars come in
- Can I come and view/drive the car before I
decide to go for it
- I can't find the car I am looking for in
the ex demo section
- What is the mileage on the car and when does
the contract mileage start?
- What age are the cars
What happens about Delivery/Collection?
- Do I have to pay for anything upfront
- Cheap Car Lease Deals Including Insurance
- My credit is not very good can I still apply?
- How does the £0 deposit deal work
- Do I have to keep the car for the full length
of the agreement
- When is my first payment taken
- How long before I can have a car from you?
- What is your Contact Number
Deposit Car Leasing Forum & Reviews
I am looking to get my first car on a pay monthly contract with a 0% deposit fee
if possible. I am looking to spend around £120 per month, If i can get any lower
than that then that would be great. Please contact me ASAP.
When you don't pay a
deposit the monthly payment goes up. £120 a month is not going to get you a
decent car. If you can raise it to £132 then I can email you a good offer.
Ok could you send me some
quotes for that price range, if you can go cheaper then that would be great!
Also this is my first car but i have not yet passed my test, its on the 21/05 so
will it be a problem doing it on a provisional? My instructor is positive I will
You can reserve the
vehicle from now, get all the paper work ready, but having a licence to drive
will be required as a photocopy of the certificate and the licence will be
I work at a dental
practise which is NHS I saw a link for
NHS staff leasing, I have
poor credit and no deposit but want to pay
less than £234 a month. Can you help me please?
Hi there, to avoid the
deposit I have to ask you a few questions first. As in many cases with
bad credit a
deposit is required. Have you got any defaults? How bad is your credit history,
do you know?
I'm not sure but I'm not
bankrupt nor have I got an IVA but I do have some defaults. However, Experien
and Equifax say different things in points score. I'm paid straight into my bank
and I have a debit card and my bills are on DD which are paid. If there is a
deposit to be made could you inform me of the amount please?
Sorry to hear about your
circumstances but to be able to get a no deposit vehicle lease you have to have
a good credit history or a fair one. I would try and get you a no deposit deal
but if I was you I would fix your record.
Can you afford a deposit of around
£200 and then for a Ford KA at £169 per month, Fiesta £215 a month and the Astra
at £239 a month. includes the vat (estimated prices and depend on finance
department) Which car deal should I try and get a quote for you?
I would like a quote on
the Astra please.
The quote for a long
term car lease has now gone to the finance department and a colleague will
contact you with a firm quote.
I am looking for the best
leasing deal that gives me a mid range car that keeps payments under £200.
Either 3 or 4 yrs what ever is the best. I prefer a used/demo to help keep
payments down. Prefer upper end of market ie new shape Mercedes A 1.6 diesel or
similar bmw1 etc diesel. Economy is important an I do like the new Honda Civic
but not sure if this is available as demo? So don't think this would price out
well. My annual miles are around 12k miles. I would prefer nil/little deposit as
If you want even an ex
demo vehicle your budget won't get you a BMW 1 or similar for £200 a month,
unless you mean £200 plus the vat? The BMW 1 is £204.88 plus vat and a little
bit more if taken on a zero deposit arrangement. If you cannot increase your
budget to that level would you like something else which is far cheaper?
Something like the Mini First, Mini Convertible, Astra, Corsa, Focus, Leon?
Can you explain to me
what is the difference in leasing a car or buying one with a loan?
Simply two totally
different methods of financing a vehicle. Leasing is the finance of the use of
the vehicle and a loan is the finance of the purchase of the vehicle.
Each method has its own benefits and drawbacks. The beauty with leasing is that
you can be driving a new or fairly new car ever 3 to 4 years where with buying a
car you stuck with it until you sell, plus you have the hassle of trying to find
a buyer and get the right money for it.
With leasing at the end of the lease you can either buy the car
by paying a balloon payment, return the car or swap it for a new lease.
What other differences
does leasing have verses taking a loan?
Other differences is that
if you drive a 3 year old car it is more likely it will not need any major
costly repair work verses owning a 6 to 10 year car which will at some point
need disk brakes, new battery, starter, new paint work and you name it
everything starts falling apart after a few years.
Another benefit of leasing a new or fairly new car, you avoid
paying MOT charges and the hassle again taking your car to be inspected and bet
you the mechanic will find something wrong with your old banger car.
When making a ‘lease or buy’ decision you must look not only at the financial
comparisons but look also at your own personal priorities - what is really
important to you. Is it having a new vehicle every two or four years with no
major repair risks more important than long-term cost? Or are long term cost
savings more important than the lower monthly payments? Is having some ownership
of the vehicle more important than low up-front costs and no down payment?
The flip side of buying your car is that you are debt-free for a while, even if
it means higher monthly payments for the first few years and the risk the
vehicle is going to need repair work eventually.
Like you we find that making a lease-or-buy decision is not
really a quite cut and dry thing. There are some things you need to consider.
Let’s take a look at some of these things.
First, it’s important to understand that buying and leasing are fundamentally
very different, not just two versions of the same thing.
How do the payments work
out and what happens during the lease compared to buying a car with finance?
When you buy a car, you pay
for the entire cost of a vehicle, regardless of how many miles you drive it. You
typically make a down payment, pay sales taxes in cash or roll them into your
loan, and you typically pay an interest rate determined by your loan company,
which is based on your credit history. You make your first payment a month after
you sign the contract. Later, you may decide to sell or trade the vehicle for
its depreciated resale value.
When you lease a car, you pay for only the portion of a vehicle’s cost,
which is the part that you “use up” it is called depreciation of the
vehicle, where it is lost during the time you’re driving it. You have the option
of not making a down payment (no deposit car leasing), you pay the sales tax
only on your monthly payments. You may also be required to pay some fees and
possibly a security deposit.
You make your first payment at the time you sign your contract to secure the
vehicle. At lease-end, you may either return the vehicle, or purchase it for its
depreciated resale value. Most people return it and jump into another car lease.
We have clients who are retired and they still lease their cars with us.
Hi, I'm looking for a
Citroen DS3, my miles per year are less than 6000. I would like term as long as
possible, with 0 deposit...I am flexible with the choice of car.
The DS3 do not come as
0% deposit. I will resubmit your request for a really nice sporty Astra, top of
the range but at a really good price. Once the advisor contacts you, you can
discuss other cars as well if you don't like the Astra.
Thanks for your reply I
did like the look of Astra & also fiat 500. Do you base the acceptance on credit
Yes the funder bases it
on credit score not us. Both cars are available. How is your credit score?
My score is poor ( I
think ) due to a ccj of £900 from 2011 that was satisfied aug 2012. Since then
all direct debits, rent & other things paid on time, I have no debt outstanding
but don't own credit cards or loans, I have a job that I earn lots of money
from, & been in continuous employment for 4/5 years. lots of disposable income,
but obviously from the past this may affect me?
We shall give it a try
and see what happens.
Hi can you please advise
if you take part in nhs car lease fleet scheme solutions and can I have a car
lease with no deposit?
We offer alternative car
leasing to the NHS staff. As I understand it, the NHS staff can lease from who
ever they like, specially if the company is cheaper. We lease direct to the NHS
staff. If you are given or not given a car allowance and you are happy to pay
the lease via your bank account then you can lease from us. What car or cars do
you like? How much money would you like to be spending per month on the car
lease inclusive of vat? The prices do not include insurance or maintenance. You
will have to arrange that yourself.
Does your no deposit
leasing agreements include insurance?
The insurance with these
leasing agreements are offered with is GAP insurance which cover you for fire,
theft and if the vehicle is totally written off from an accident. You will have
to still find your own insurance that covers you for the basics. If you have any
other questions do email me and if you are happy email me the cars you like and
I will get you a quote or two.
I will pick a couple but
only problem is I have my test friday and have 6 points I now I will pass been
driving since 14 and now 24 and have 6 points is that still fine?
With these deals it doesn't
matter if you have points on your license, but you do need to have a license. If
you are to lease a car you need to tell me what cars you like, give me a few
ideas and how much you can afford to pay per month for the car lease?
I would like to lease an
Audi TT coupe and don't want to pay a deposit.
The TT you picked is not
available as a no deposit deal. Is this your only choice or would you consider
other similar vehicles if the price was right?
How about an ex demo
model on no deposit leasing? I was looking to spend around £300 a month maybe a
little bit more but no deposit, it doesn't have to be brand new.
The Audi TT requires a
deposit as it is a very expensive vehicle and the only way to get the monthly
payments down is to provide a decent deposit.
Just wondering if I can
lease a car as I'm employed not got a business?
You don't have to have a
business to be allowed to have a car lease from us. Actually we lease more cars
to employed people.
Would like a business
contract hire no deposit deal for a Mercedes, 10k per year Metallic grey and
would like to pay no more than £290 plus VAT (quoted price from Lings Cars,
however they do not have grey)
Not sure how a vehicle
that is displayed on our website for £424.27 + 20% vat per year be offered by
lings for £290 + vat as you stated. I looked at her website and the 3+36 deals
states £420.92 + vat. There is a £4 difference where we will give you free GAP
We deal with Mercedes
direct too, but you cannot compare the 6 + 23 deal with a 3 + 36 or a 4 year
deal. Huge difference and I've checked other competitors and their price is
similar with ours. If the car is genuine and there are no hidden costs or the
car is not an import or gods knows what, sure go for it, sounds pretty cheap.
The price you stated were
personal, what are your business rates?
The prices on our
website are business without the vat and personal with the vat. Cannot do this
deal for 6 + 23. Not sure why you would want to pay this. Over 4 years the
payments would add up to 12 + 46, a total of 58 payments. Where if you lease
with us, the payments are 1 + 47, total 48. That is 10 payments more for a 2
Brand New, Nearly New, Ex
Demo and Second Hand Cars
Hi there, I am a self
employed carpenter it's very expensive to buy a new van for me at these days and
my average millage is 15000 per year and my favourite van is Mercedes Vito but I
would like to start with a cheap one and I need medium sized van and also my age
is 22, my driving licence 6 months please suggest me some thing thanks so much.
Hi, there are several
vans brand new and ex demo with zero deposit leasing, unlimited miles and you
get to keep the van at the end of the lease for just £1. This will allow you to
get us mu379b3iness as you need with the worries of the miles you do.
What is your phone number
so I can call you please.
The telephone number is
provided once we establish what kind of lease is best suited to your needs and
you will get 1-2-1, impartial car buying advice from an industry expert.
Hi I have made an enquiry
today online about leasing a car with poor credit. Is there a number I can call
to speak to anyone please?
Hi Angela, Did you
receive our confirmation email?
Sorry no I've not had an
email I shall check my junk. Thanks
If you have bad credit
history the price will be a bit higher than the deal that you picked. In any
case one of the advisors will be in touch and help you get something nice.
Hi yes I have just
received an email which is like a summary of my application and it states that
someone from your company will call me is that correct?
give your advisor a bit of time to put something together for you. Promise they
will be in touch.
Ok that is great, do u
think there is a possibility that I will get something within my budget?
I don't want to be
negative but with bad credit I do not think £100 a month is enough if you
consider how much a decent car costs. We only provide good cars. Maybe approx
£140 a month will get you something nice or if you paid a deposit you can get
the monthly payments down. In any case you will be provide a firm quote and
price so you can work with. Is that ok?
That is great.....what if
someone with better credit did the lease for me, can you do that?
Do they live at the same
address as you?
No they don't.
Ideally they need to be
living at the same address. The way it works is they take the lease out in their
name and the payments will come out of your bank account. It would be best to
speak to your advisor to get around this and find a good solution for you.
Hi sorry to bother u
again but I had a call last night from your company but not heard anything
since? Do u know how long it can take please?
They tried calling you
too. You may like to call your personal advisor on this number 0845 643 4315.