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Birmingham Car Leasing
The Best No Deposit Car Leasing Deals for Business, Personal & Contract Hire. 0% Deposit Leasing Vehicle Finance. Flexible terms to suite your budget and life style.
Best Deals
5 Star Rating5 Star Rating5 Star Rating5 Star Rating
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7 Seaters
7 Seaters
4 x 4
All Weather
Popular Hatchbacks
Sport Cars
Estate Touring
Best Dog Friendly Cars to Lease
Dog Friendly
No Deposit
No Deposit
Bad Credit
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Used Cars
Best Cars to Lease for Towing
Our featured vehicles are hpi checked, come with a full dealer and manufacturer warranty for your peace of mind with optional maintenance and serving packages.
Under 150 151 to 200 201 to 250 251 to 300 301 to 350 351 to 400
Citroen C1
Petrol - Diesel - Manual
from 69.88 per month

Vauxhall Corsa
Petrol - Diesel - Manual - Auto
from 74.67 per month

Toyota Aygo
Petrol - Manual - Auto
from 78.15 per month

Peugeot 207
Petrol - Diesel - Manual
from 79.00 per month

KIA Picanto
KIA Picanto
Petrol - Manual - Auto
from 79.95 per month

FIAT 500 Long Term Hire
Fiat 500
Petrol - Diesel - Manual - Auto
from 85.72 per month

Petrol - Manual
from 88.29 per month

Fiat Punto
Petrol - Manual
from 89.00 per month

Hyundai I10
Hyundai i10
Petrol - Manual - Auto
from 89.16 per month

Petrol - Diesel - Manual - Auto
from 97.50 per month

Ford Fiesta
Petrol - Diesel - Manual - Auto
from 99.54 per month

Renault Clio
Petrol - Diesel - Manual - Auto
from 104.89 per month

Seat Ibiza
Petrol - Diesel - Manual - Auto
from 104.95 per month

Ford Focus
Petrol - Diesel - Manual - Auto
from 109.00 per month

Peugeot 308
Petrol - Diesel - Manual - Auto
from 109.57 per month

Seat Ibiza Coupe
Petrol - Diesel - Manual - Auto
from 112.46 per month

Vauxhall Meriva
Meriva Estate
Petrol - Diesel - Manual - Auto
from 107.39 per month

Alfaromeo GT Coupe
Petrol - Diesel - Manual
from 117.35 per month

Citroen DS3 Hatchback Special Edition
Citroen DS3
Petrol - Diesel - Manual
from 117.95 per month

Vauxhall Astra
Petrol - Diesel - Manual - Auto
from 119.00 per month

Renault Megane
Petrol - Diesel - Manual
from 119.78 per month

Vauxhall Insignia
Petrol - Diesel - Manual - Auto
from 141.57 per month

Mini One Hatchback
Mini One
Petrol - Diesel - Manual
from 157.65 per month

Seat Leon
Petrol - Diesel - Manual - Auto
from 123.17 per month

PEUGEOT 3008 Estate Car Leasing
Peugeot 3008
Petrol - Diesel - Manual - Auto
from 123.17 per month
Nissan Juke
Petrol - Diesel - Manual - Auto
from 117.24 per month
KIA Ceed
Petrol - Diesel - Manual - Auto
from 134.98 per month

Vauxhall Zafira (7 seats)
Petrol - Diesel - Manual - Auto
from 135.00 per month

We can supply you with practically any car you could think of if you live in Birmingham City - home of Aston Villa.
email us with your requirements.

If you're looking to get the cheapest Birmingham quote on the net and order a car visit our website and browse available cars and options. Above prices are based on Contract Hire at 10,000 miles per year, 36 month contract and subject to written credit application and approval.

Please Note: Unless otherwise stated, Contract Hire monthly rentals exclude VAT and maintenance. Birmingham Contracts include Road Fund Licence renewals and assume an initial payment equivalent to 3 monthly rentals. All figures and details may change without notice. Birmingham Vehicles subject to availability at time of order. Images for illustrative purposes only.

We offer the best car leasing solutions to customers with or without a good credit history. For customer with adverse credit history please click here to see the deals.

Contracts available for 6*, 12, 24 & 36 months. Ask for details.

* where applicable

Time4Leasing Solutions look at a unique approach to delivering affinity purchasing schemes in Birmingham to companies, private, clubs and associations, built on simplicity and flexibility. In Birmingham Time4Leasing Solutions create and support purchasing schemes most relevant to your employees or membership.

We delivery car leasing direct to your door in these towns and surrounding areas.

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Birmingham Car Leasing Forum

Long Term Car Hire Question: Hi, Miles per annum - 10,000 to 15,000 max, 150 per month payment if insurance is included if not 100 pounds per month. lease contract prefer to have 3 years, deposit up to 500 pounds, looking for a small car under 1.4 but enough space in the back to fit my twin daughters. Please get back to me as soon as possible, I asked you to contact my yahoo address but haven't heard anything, also is there a number I can speak to someone on instead of emailing like this.

Answer: You should have been contacted by now.

Question: Can you contact me on my mobile as this is my work email address and I finish up today until the end of the month, so will not be able to pick up my emails.

Answer: I have notified your account manager to be aware of this.

Question: Thank you, I'm really VERY interested in getting a lease car with you guys, you have great cars on offer, Can you tell me if your cars include insurance, I think I ready something about GAP insurance is that right?

Answer: Yes there is an insurance which is called GAP insurance. This insurance typically costs 100 a year and is optional. It will cover the finance side of things in the case you totally write off the vehicle from an accident, fire or theft. Many people take the risk and don't pay for this for small cars but it is not wise not to take it if you lease a prestige vehicle.

Question: So are you saying I still have to insurance the car? What if I was to hire purchase the car?.

Answer: First we need to get approval for the finance side of the lease. Once that is approved and we know how much then that determines which cars you can have. At these low prices, sorry a traditional car insurance is not included. In the case you Hire Purchase the vehicle you do not need to take GAP insurance, because the car is actually yours as long as you keep up with payments.

Question: So either way I'd have to take on a seperate insurance? With regards to the HP can you exchange the car at the end of your contract? I quite like the idea of that and am not too bothered if the car isn't "technically" mine in all the time im driving it.

Answer: All cars on a lease require insurance. If you went to Peugeot who do "Just put fuel" deals the car will cost you something like 280 to 380 a month. So it isn't really just fuel it is just that add all the extras into the price and they certainly make their money. I would lease a car and pay for my own insurance if I was you. Cost you far less if you did that.

Question: What if I have poor credit history?

Answer: If you have poor credit history and have been recently refused car finance then we would have to look at an alternative option which is called Hire Purchase. Don't let this scare you. In the monthly payments you actually pay off the car so at the end of the lease the car is yours, there are no further payments like the balloon payment. You can keep driving or use it as a deposit for your next car.

Question: Ok, this sounds like a plan, can we bear in mind I'm a single parent to twin girls so have to get a nice wee cheap runner even if its a 1 litre id be more than happy with that as it will keep my insurance down. I haven't applied for car finance before I just liked the idea of after the contract I could use it as a deposit for the next car and could change it after 3 years, also the price is A LOT lower with u guys than say Arnold Clark.

Answer: We are renowned to be the cheapest that is why we say 100% guaranteed and 100% satisfaction. We mean it. If you ask why this is the case. It is purely down to the scale of our operation where we buy cars in bulk and pass the savings to our customers.

Question: I really appreciate all your help Steve but if you can do me a good deal then its more than likely Il take it. Oh sorry one more thing, what does the cost (what ever it may be per month) usually cover? MOT/Servicing/road tax etc, I know it will be different for different cars but is there something specifically you do or don't cover in the payments?

Answer: The cars we have on offer are this cheap because they are ex demo slightly used cars. The lower the price the older the car. Most cars are 1 to 2 years old. However if the price is something like 69 a month then be prepared to hear that this car is 4 or 5 years old but still in good condition. Road tax is included for the first year, there after you have to pay for it. yes a 1.0 to 1.25 litre engine is best because the insurance will be at its cheapest. MOT and servicing is 45 to 100 a year - no different if you own a car. There are plenty of good servicing deals out there.

Question: I'm not too fussed about how old it is, if its 4 or 5 years that's still a lot newer than Iv had in the past lol If I have to pay for road tax after the first year Id def want a small engine 1 litre maybe 1.2 at a push, the MOT and servicing, am I right in thinking this isn't included in the price I pay per month? would a recent MOT be done on the car when I bought it, as in would it come with a years MOT or something like that? Sorry I'm new to all this so just want to cover all angles Thanks again for all your help, you have been great

Answer: That will depend on which car you are going to have. Let your account manager send you the first quote for a specific car and then you can discuss what comes with it. You can have the servicing included in the price it that is what you wish. However and what ever you do take at the end I promise you'll get the best possible deal with us.

Question: I am actually looking for a Brand NEW A5 with Sat Nav. 25000 miles per annum on either a 3 or 5 year lease, but I do have poor credit history.

Answer: I'm afraid the funders require excellent credit history to be able to lease an Audi A5 or any new Audi. These are the only cars you can lease if you have bad credit history at at push you might be able to lease a BMW 3 series.

Question: Thanks for coming back to me so quickly. That's a shame about the Audi !! Can you please quote me on the below on a 3 and 4 year personal lease (New Cars !) both with sat nav and on 25k miles per annum ? 1) BMW 320d M Sport, manual and auto. 2) vauxhall Insignia SRI VX-Line 2.0 CDTI Bi Turbo (195PS) with leather seats.

Answer: I'm a bit baffled with your requirements. You did say you have bad credit history, right? If you haven't please ignore everything I wrote and apologies. Sorry the funders have the last say and brand new cars will not be an option. Also you will have to Hire Purchase the vehicle if you know what that means? You have to pay to keep the vehicle which means the monthly payments are based on the whole value of the vehicle plus interest.

Question: Sorry, no I don't know what hire purchase is, can you explain please how it works?

Answer: A new BMW 320d M Sport would cost something like 36,000 dived that by 36 months payments that is 1,000 a month plus interest. Do you understand the reason behind why you cannot lease a brand new BMW or any similar vehicle and why the funders are reluctant to do so? If they approve for you to have a 15,000 car finance then we are short by 21,000 plus the interest.

Question: What about hire purchase a brand new Insignia top of the range?

Answer: The Insignia based on the specifications you outlined would be something like 28,000 new. If we did our maths, that would be 780 a month plus interest, which could be anything from 10% to 40% depending on how bad your credit history is.

Question: Oh, I see what you mean!! What if I hire purchased a second hand car from you?

Answer: On the other hand if you were to lease a second hand Insignia 1.8i Exclusive model (even with bad credit history) that will cost you NO deposit and 200 a month (60 payments) and it is within your 15,000 limit.

Question: Sorry I think I misunderstood your email lol !! Ok well that's a bit of a nightmare then ! Is it possible to get a guarantor for the lease or ??

Answer: Long gone are the days where we could use a guarantor. The funders go by what our credit history file says about us. We do however do accommodation leasing, meaning someone else with good credit history leases the car and you get to drive it. Probably in your case it will be your partner. However, your partner needs to be employed, prove earnings and have the ability to pay back the specific vehicle, must have a full driving licence and further documentation.

Question: Oh, I see what you mean, I think I am best to hire purchase a car and pay it from my own pocket.

Answer: By the way how much can you afford to put down as a deposit and how much can you pay per month, max? Maybe we can do a deal for an ex demo BMW 3 M Sport series.

Question: I've had a look on your web site and see that there is an offer for an ex demo 318d Auto, m-sport BMW for 387.58 based on 10k miles per annum with no deposit, it says deal for poor/bad credit ! Is this correct and available to me ? Also I would need a quote for 25k miles per annum not 10k ! If so how old are the cars and what is the mileage please ?

Answer: I will see if we can get you this one.

Question: Sorry mate ! I have also seen a 320d m-sport with business media on the same offer of no deposit etc ! Can I do this offer too on 25k miles per annum ?

Answer: Every single car deal has a unique info page stating who and how it can be leased. If you click on any of the BMW 3 series offers the specific page to that deal (do a page down to see the extra info) clearly says if you have fair or bad credit history you have to either contact us (which you are) or you have to Hire Purchase the vehicle. You need to email me what your monthly budget is for the car, so I can up front tell you if you have any hope for such a car or we all just wasting our time and should be looking at something more sensible if you know what I mean? What is your monthly budget?

Question: OK ! My budget is is circa 450 to 550 per month !

Answer: That is a very healthy budget. Lets try and get approval from the funders first. I will resubmit your application for an Insignia, so we have higher hopes for an approval then negotiate and switch cars to a BMW 3 or similar once we have the money secured. Would you like me to try this way?

Question: Yes mate ! Let's see what we can get. I would if poss obviously prefer the BMW but if we can get a top of the range insignia then that's cool too ! I need diesel and 2.0 litre !

Question: Hi, I am looking for a short term vehicle lease as cost effective as posssible, and I have bad credit history.

Answer: I'm afraid you need to have excellent credit history to be able to lease a car on a short lease. As you have bad credit history this is an example of a car deal you can have. please email me if you can commit to this?

Question: What is the minimum period i can hire under personal hire, and what periods are available.

Answer: If you had good credit history the minimum hire is 3 or 6 months. If you have bad credit history the minimum is 2 years but the payments would probably be 2 and 1/2 times higher because you are paying off the car in half the time.

Question: What vehicles you have available for personal hire.

Answer: For bad credit history you can have cars like the Corsa, Astra, Insignia, Fiesta, Focus, Ibiza, Leon, Megane, Clio, Golf and several more cars.

Question: What are the costs involved for any specific vehicle

Answer: To lease an ex demo second hand Astra even if you have bad credit history the deal is No Deposit and then 139.20 per month x 60 months or 348 or less per month over 24 months.

Question: Hi, my salary is 1200 per month after tax, looking to lease for maybe 2/3 years, budget 90-110 pcm, looking to lease a renault clio medianav, or ford fiesta or focus or similar size cars, willing to look at new cars or no deposit used cars, if possible would like to speak to someone on the phone before I commit to anything, going out today to car dealerships as I need to sell my car also

Answer: I'm sorry but your budget is not enough to get you a Renault Clio as stated, probably get you a Vauxhall Corsa for that money.

Question: Definitely don't want another corsa that's what I'm currently driving and prefer to now drive something different, prefer clio medianav, fiesta or focus - 5 dr hatchbacks, look forward to hearing from you again asap! Thanks

Answer: I'm afraid your budget of 90 to 100 and don't have a deposit will not get you a Clio or Fiesta and definitely not a Focus, not unless the car is 4 to 5 years old or more and still don't think there is such a decent car at that price.

Question: What will my 90 to 110 monthly budget get me?

Answer: A Clio (2 years old) on a 0% deposit offer costs 154.78 per month and a Ford Fiesta (2 years old) a 0% deposit offer costs 160.78 per month. A Ford Focus (4 years old) on a 0% deposit offer costs 138.60 per month. Either you will have to increase your budget to 150 a month to lease a fairly new car or lease a 4 to 5 years old car but that still will require a higher monthly budget if you see what I mean?

Question: Hi Steve, don't mind paying a deposit to get a new/nearly new car - see the attached pic for a clio - paying deposit and can prob stretch to 130 it says 125 on the pic taken from yr website, thanks.

Answer: That price is a from price and from means from. Did you do a page down to see the top 10 deals that are compared? The deal you are after is NO. 2 which is a small deposit and 107.63 or 129.16 personal lease (including vat) or NO. 6 for NO Deposit and 128.98 or 154.78 personal hire. (including the vat). I will resubmit your request for Deal No.2 and then you can negotiate price and terms with your account manager.

Question: Yep thanks, also interested in option 2 on the ford fiesta zetec nearly new bluetooth & usb 135 personal hire - will look forward to hearing from account manager - thanks for your help! Ok i've been awake for 24 hours now as been out looking at cars via dealership as well today so finally going to bed after my nightshift lol ;o)

Question: Hi, I am a Medical Doctor, Consultant Radiologist, moving from Croatia to Birmingham, UK, in May 2014. I have a 1-year contract with the NHS, but planning to live permanently in the UK. I still don't have a bank account or credit history in the UK. I would like the lease a smaller car, like Corsa, Peugeot 207, Seat Ibiza, WV Polo, or similar, for 1 or 2 years. It can be used, or new. I have a Croatian EU driving licence. Can I do that? Regards

Answer: I'm afraid you will need to have lived and worked in the UK for at least 3 years to obtain UK credit history which is obtained when you have a UK bank account, a UK credit card, register yourself on the UK Electoral Register, have a few bills in your name and then a car lease is the "cherry" to all this.

Question: Thank you for your fast reply. Is there any solution around this?

Answer: You might like to buy a second hand car first, but do not pay in cash. Get yourself a UK bank account first then pay the car via your bank with a debit or credit card. You need to leave a trail of buying and paying back to your creditors to create the credit history and obviously the better you handle your money the better your credit history and the more money the UK banks will allow you to borrow.

Question: Hi, if I leased a car with a Hire Purchase agreement do I need to take GAP insurance, because I thought if the car is actually yours with this type of agreement and as long as you keep up with payments you wouldn't need too?

Answer: GAP insurance is important for any finance agreement. No matter how you finance a vehicle there will always be a settlement amount owed (Obviously on HP towards the end of the agreement you should owe less than what your car is worth.

Question: So how does this insurance work?

Answer: GAP will pay the difference out between what you owe to the finance company and what the car is worth. If your settlement is 10,000 and the insurance company pay you 8000 (Which could be the case on HP/Lease/Contract hire) as a result of a total loss claim you as the customer then you owe the finance company 10,000 less your 8000 payout. GAP pays the 2000 difference.


What is PCP Car Leasing?

Otherwise known as Personal Contract Purchase, PCP similar to car leasing has become the most popular car finance solution for many British motorists

Latest figures show 77% of British motorists financed their car with a PCP agreement where 23% took out car loans, Contract Hire or other options

Apply for Free Quote Request

Why is PCP so Popular?

With us, you have the option NOT to pay any deposit or pay a very small deposit which will reduce your repayments

You get to drive a better and more expensive car and pay far less money for your dream car in the long run

You can return the car without any penalties or pay the outstanding balance and keep the car

You have the option to purchase the car at the end of the agreement, either by paying a cash sum or refinancing the outstanding balance

At the end of your agreement you have the option to hand the car back or part exchange your car for a newer model

You have the option to add extra named drivers on to the PCP finance agreement at no extra cost

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Why Time4leasing?

We provide unbeatable offers to people with good, poor or even bad credit history profiles

We compare over 350 car leasing brokers so you receive the best available deals from the UK

When you submit just one application, we compare over 90 lending options, providing you with the lowest possible price

We offer flexible motoring, allowing you to drive a newer model car every 2, 3, 4 or 5 years

9.8 out of 10 customers highly recommend our services*

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Low Price Personal Car Leasing
Car Leasing in Birmingham

B1B4 Birmingham City Centre, Ladywood
B5 Digbeth, Highgate, Lee Bank
B6 Aston
B7 Nechells
B8 Washwood Heath, Ward End, Saltley
B9 Bordesley Green
B10 Small Heath
B11 Sparkhill, Tyseley
B12 Balsall Heath, Sparkbrook, Highgate
B13 Moseley, Billesley
B14 Kings Heath, Yardley Wood, Brandwood, Druids Heath, Warstock
B15 Edgbaston, Lee Bank
B16 Edgbaston, Ladywood
B17 Harborne
B18 Winson Green, Hockley
B19 Lozells, Newtown, Birchfield
B20 Handsworth Wood, Birchfield, Perry Barr
B21 Handsworth
B23 Erdington, Short Heath
B24 Erdington, Tyburn
B25 Yardley
B26 Sheldon, Yardley
B27 Acocks Green
B28 Hall Green
B29 Selly Oak, Bournbrook, Selly Park, Weoley Castle, California (part of)
B30 Bournville, Cotteridge, Stirchley
B31 Northfield
B32 Woodgate, Bartley Green, Quinton, California (part of)
B33 Kitts Green, Stechford
B34 Shard End, Buckland End
B35 Castle Vale
B36 Castle Bromwich, Smith's Wood, Bromford
B37 Chelmsley Wood, Marston Green, Kingshurst, Fordbridge
B38 Kings Norton
B40 National Exhibition Centre, Birmingham International Airport, Bickenhill
B42 Perry Barr, Great Barr, Hamstead
B43 Great Barr Hamstead
B44 Perry Barr, Kingstanding, Great Barr
B45 Rednal, Rubery
B46 Water Orton, Coleshill
B47 Hollywood, Wythall
B48 Alvechurch
B49 B50 Alcester
B60B61 Bromsgrove
B62B63 Halesowen
B64 Cradley Heath
B65 Rowley Regis
B66B67 Smethwick, Bearwood
B68B69 Oldbury
B70B71 West Bromwich
B72 Sutton Coldfield town centre, Maney, Wylde Green
B73 Boldmere, New Oscott, Wylde Green
B74 Four Oaks, Mere Green, Little Aston, Streetly
B75 Sutton Trinity, Falcon Lodge, Rectory
B76 Walmley
B77B79 Tamworth
B80 Studley
B90 Shirley, Wythall, Majors Green, Dickens Heath
B91B94 Olton, Solihull
B95 Henley-in-Arden
B96B98 Redditch

Car Leasing in Birmingham

West Mid Vehicles
West Mid House, Stourbridge Road, Halesowen, West Midlands B63 3TT

Lloyds TSB Autolease Ltd
Blake House, 2, Hatchford Way, Birmingham, West Midlands B26 3RZ

Bristol Street Birmingham (Ford)
Bristol Street, Birmingham, West Midlands B5 7AZ

Budget Car Leasing Ltd
Cambrai Court, 1229, Stratford Rd, Hall Green, Birmingham, West Midlands B28 9AA

Autoplan Vehicle Contracts Ltd
1, Mouldings Green, Kenilworth Road, Meriden, Coventry, West Midlands CV7 7LJ

Prospectus Vehicle Solutions Ltd
Unit A, Prospect Road, Burntwood, Staffordshire WS7 0AE

Volkswagen Group Leasing
Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes, MK14 5LR

Vehicle Consulting
9 Platagenet Building, 100, Spencer St, Birmingham, West Midlands B18 6DB

International House, Bickenhill Lane, Birmingham, West Midlands B37 7HQ

Ca Cars
274, Vicarage Rd, Kings Heath, Birmingham, West Midlands B14 7NH

Think Vehicles Ltd
60, Prince Of Wales Lane, Birmingham, West Midlands B14 4JY

Fleet Street Ltd
22-24, York Rd, Edgbaston, Birmingham, West Midlands B16 9JB

Ogilvie Fleet Ltd
The Library, Church Hill, Coleshill, Birmingham, West Midlands B46 3AD

Lloyds TSB autolease Ltd
19, Fortnum Close, Garretts Green, Birmingham, West Midlands B33 0LG

Tantulus Ltd
The Bungalow, 85, Alvechurch Rd, Birmingham, West Midlands B31 3PN

Eiger Vehicle Leasing
50-54, St. Pauls Square, Birmingham, West Midlands B3 1QS

Lloyds TSB Autolease Ltd
Blake House, Hatchford Way, Birmingham, West Midlands B26 3RZ

Next Vehicles (Birmingham) Ltd
1301, Stratford Rd, Hall Green, Birmingham, West Midlands B28 9HH

Ace Claims & Car Rentals
Fort Dunlop, Fort Parkway, Birmingham, West Midlands B24 9FE



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Disclaimer: This is an independent free comparison service provided by Time4leasing, an appointed affiliate and intermediary of companies which are authorised and regulated by the Financial Conduct Authority (FCA). The financial related content of the site other than vehicle specifications and reviews is for information purposes only and does not constitute  tax and finance related advice and recommend that all company car drivers consult their own accountant with regards to their particular tax position. Whilst we take every care to ensure the information we provide is correct and up to date, please double check with the provider before committing yourself. This service is only intended for consumers eligible for Contract Hire Car Leasing or Car Finance which is offered only in the United Kingdom of Great Britain (England, Scotland, Wales and Northern Ireland).

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