I work for the nhs but have bad credit and I am a big lady
and was wondering if I could lease a Honda?
I'm afraid the Honda's are not suitable for bad or
poor credit history. However there are other suitable vehicles like the Zafira,
Meriva and Grand Scenic.
I would like a grand scenic could you also let me know does your leasing include insurance servicing etc?
Companies that do a lease fully inclusive hide their huge profits in
the price. Believe me it is proven from many of our good customers that the
insurance and servicing works out far cheaper if you arranged your own.
Once you know which car you are going to have
and it's registration number get a quote. Use a price comparison insurance website and you will save a fortune.
Our prices are probably the cheapest you will find anywhere.
In regards to the car in the picture opposite.... I would like the sporting version in this colour and style for a period of 24months at 10Kmiles per annum. Please let me know the type of leases available to me. The best I have so far is £180 ppm for 24months at 10K miles per annum. Further more I haven't come across a leasing site that doesn't provide a contact number?....I would only be serious about the options until I have spoken to members in your company. Thanks.
Time4leasing is a price comparison website similar to price
comparison websites for insurance. The phone number
and full contact details of the company who is
offering the best car lease deal is provided via email once you submit a form
and quote request. If you check about us you will see photos
and names of all the people that are involved with time4leasing.
Does that make sense?
Fine that makes sense now, i'll be the honest the website isn't that clear.
My lease runs out as of next month so need a new 2yr lease within the next month, I'm interested in understanding what your best deals are for the following cars, I am in buying mode
All 24month deals with 10K miles per annum (ideally 0% deposit) up
to £220 per month:
BMW 3 series
Astra GTC SRI (diesel or petrol)
Mercedes A class
Alfa Romeo (any style)
Ideally looking for sporty models that are quick but good on fuel consumption.
Hope you share with me some offers.
I'm going to disappoint you as all the cars you asked for are not available other than the BMW 3 but with £220 a month and 0% and 24 months that is not an option, unless you can raise £360 a month.
By the way the cars you mentioned don't work out good on a car lease as they loose their value significantly and we both loose out. The best deals are the 4 year ex demo which are very flexible in terms of you can return or swap the car after 2 years if your credit history is ok.
With 0% and up to £220, I recommend cars like the Astra, Insignia HB, Focus, Leon, Mini, Exeon, Mondeo, Avensis, Passat, Golf. There is even an Insignia Sport Model, 2 litre diesel engine, full extra trims including built in satnav for £215 a month and that is with the vat.
Any of these of any interest? please let me know.
Ok not to worry.
The cars mentioned could definitely be of interest, these being the VW Golf, Insignia sport, Mini and Leon.
Please do let me know the 24 and 48 month leases on offer for these vehicles.
How is that coming along have you managed to get any figures together for me on the vehicles mentioned in my previous email?
Look forward to your reply.
In the automated email it stated that you will be contacted by
the funder who specialise in this type of lease and funding. They will email or call you direct. If you don't hear from them by tomorrow lunch time email me and I will fast track you.
Is that ok?
That's great I will let you know.
How does the 0% deposit work as I've never seen a lease that offers this before, surely there is something going in behind the scenes.
If you qualify for a 0%, how it works is the deposit is spread into the monthly payments. If you live too far away from the showroom you might have to pay a delivery charge but if you go and pick up the car you won't need to pay that either. Think there is a tiny document fee but that is it.
Hope that helps.
How do you qualify for 0%?
If you have a healthy credit score history and you are employed you are more than likely to qualify for a 0% car lease deal.
I would just like to explore the possibility of a leasing arrangement I am in full time employment as a Technical Manager in the food industry on an annual salary of 40k. I have a history of bad credit accumulated with an ex partner and am now on my own rebuilding my status slowly. I would appreciate any options you may be able to offer.
Sure, we can accommodate your needs, just click on the bad credit link at the top of the page and then pick a suitable car in your budget range.
Yes please anything you can do it has just cost me £500 to get my car through its mot I think im fighting a losing battle!
Dear Sirs, I feel I have no option but to get some things clarified as I am confused and concerned.
I am not a customer yet and unlikely to be so to be honest. I asked for a quote following the link on your website but the quote was not received. I then get an email from Rebecca asking me if I had looked at the quote. I emailed back saying no quote received, but no response. I sent another email, no response.
I telephoned at 11am this morning but your sale advisor was on the phone but I left a message for her to ring me back. No call. I phoned again this afternoon.
My concern is that your website refers me on to another site Time4 You but your sale advisor says this is nothing to do with you. If so why does the contact through the Time website refer back to you guys? Odd and confusing and makes it look very odd.
Not only that the Time website clearly shows a brand new BMW X6 at a low price which according to Rebecca is not true. Breach of advertising standards at best.
Give me one good reason why I should deal with you please? Also why I should not report this to advertising & trading standards?
Many thanks for the information you provided.
Apologies for our sale advisor not getting back to you I have not spoken with her personally about this as I have just got out of a meeting but will do so in the morning.
With regards to the offer you have seen for a new X6 we have not got and never have had a NEW BMW X6 on our website for this monthly payment. However, there is a new BMW X6 for more money if that is what you wish to lease. I believe that you have been on time 4 leasing’s website which the enquiry has come through, just to point out these dealers are not part of time 4 leasing, we simply advertise some of their deals on the website as do other brokers and we get sales leads from these offers. It is no different to us putting our deals on the auto trader/piston heads or contract hire and leasing.com website, it is simply a portal. I personally cannot do the deal that you have been looking at so I am unsure why it has been sent to us in the first instance and will find out but can only recommend you contacting time 4 leasing and we will be able to help with this particular deal.
I know myself how frustrating it can be to see a deal advertised only to ring up and find out that it is no longer available, there are 3983 “live” deals on our website of over 20,000 cars and vans, so as you can imagine it is a full time job in itself to make sure all of the deals are still live (they can be from any manufacturer and from any of the 50 finance providers so as you can imagine if the finance rates go up or the dealers run out of a certain car it can change things somewhat). We do pride ourselves in keeping on top of these and have processes in place to make sure they are taken off as soon as we are notified.
I will of course look into the best deal that we can do on a used vehicle for you (We have a 2011/11 plate in stock now that is a BMW contact hire ex demo) this has however done 25,000 miles so if you are looking for a new car I assume this is not acceptable?. Alternatively I can get a price for a brand new car for you if you can let me know the specification and term that you require the deal on?.
Please let me know how you would like to proceed
Can you explain to me then, why is it I can see this offer showing on your website? As I can clearly see this !!!
I'm afraid you cannot lease a new BMW X6 at that price. It clearly says price is FROM and the ex demo deal is a bit further down the list of offers and it clearly states it is an EX DEMO and not a NEW car. Also, the ex demo price says it is a PRICE GUIDE - not the actual price - and in the T&C's it states that the customer needs to get in touch with us to get a firm price. This is how we provide firm quotes to our customers because not until a customer picks a car and then we search for the best deal that is
available we would not know the actual price. Normally it is not too dissimilar maybe a few pounds different but the price can change significantly if you don't want to pay a deposit or the customer's credit history is not so good which can effect the final price.
We try and satisfy our customers and always strive to get them the best price. We like to make all our customers happy, even if they choose to read what they want to read.
As I know it, the website has already been checked by Trading Standards and they are satisfied with everything. If you have any problems do let me know.
Hi I am interested in leasing a car from for over 2/3years. Looking at Honda CRv, Audi A5/6 or Q7 Would like a call back to discuss prices & my options please. Thank you very much
If you have squeaky clean credit history then we can look into some ex demo Audi or Honda offers for you. If your credit history is not as good then sorry you cannot have an Audi but could do you a deal on BMW's as the terms are more flexible.
No my credit history is not too good. I have a car on fianance at the minute, it's a Golf. There is a year left but I'm looking to sell it & pay the remaining fianance then take out a lease car.
As much as we would like to lease you what you would like, we have to go by the funder's guidelines. A new Audi and Honda will be out of the question.
If you answer these questions I will be able to get you a quote on something nice?
Have you got a deposit to put down and how much? What is your monthly budget for the car lease including the vat?
Or have a look at the ex demo range and see if you like something else? Sorry do not pick an Audi or Mercedes.
Would you consider something like an ex demo BMW 3 or 5 series? as we have these in our fleet.
I like the BMW X6 in the ex-demo range. That would be within my budget around £420 a month. I have a deposit of about £2000 Would that be an option for me the x6? Many thanks
Sorry if you have bad credit history the prices are a bit higher. I assume you said £420 for the BMW X6 because you are looking at the cheapest model which is £429.98 plus vat. You do know you have to pay the vat?
Forgot to say that as you have bad credit history, you cannot have any car you like in terms of value because the funder will only go up to a certain amount.
Example if a BMW X6 costs £45,000 and the lease is £515 (inclusive of vat) you will have to pay the difference which is approx. £20,280 - your £2,000 is not enough.
You might not have to pay this amount. If you tell me what your bad credit history is about, maybe I can find a way around you not paying it.
Please out line your credit history to me, where you were and where are you today with it?
Ok, as far as my credit history I'm fine today I don't have any debt just my car on finance which I never miss my payments, and I have a credit card but iv just got that a few month ago to help build up my credit. but I had a catalogue, which I missed payments etc but paid it off a year ago & it's obviously still on my credit file. Also a mobile phone. Everything else is fine.
It's just left a dent in my credit file so hard For me to get finance again.
That is the problem, even with these minor defaults you have, it looks bad when the funder does a credit check. You are more likely to get another car on a lease or finance via our company if you picked an ex demo deal. Cars like the BMW 3 M Sport (new shape), the Chevrolet Captiva, Qashqai, Juke, Kuga and possibly something bigger but we best pitch you somewhere affordable and once you get negotiating with the funder they may up the credit level.
What do you think? Any of these cars of interest?
How much is the BMW 3 Series? What happens next? I was looking for a number to ring & speak to someone?
Firm quotes are produced during offices hours as the funders work during banking hours only. I'm afraid you will have to be patient and wait. You will be contacted, don't worry.