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Questions and Answers about Car Leasing the best cars.Car Leasing Finance with a Guarantor

If you are having trouble getting approved for one of our car leasing deals due to your credit score, we understand that this can be disappointing and frustrating, especially if you were looking forward to taking advantage of our offer. First and foremost, we want to assure you that your credit score does not define you as a person. It is simply a number that reflects your credit history and is used by lenders to determine your creditworthiness. This means that your credit score is not a reflection of your character or your ability to manage your finances. It is merely a tool used by financial institutions to assess risk.

We also want to acknowledge that there are various factors that can contribute to a low credit score. Perhaps you have faced unexpected financial challenges, such as a job loss or a medical emergency, that have affected your ability to make timely payments. Or maybe you have limited credit history, making it difficult for lenders to assess your creditworthiness. Whatever the reason may be, we want you to know that we understand that your credit score may not fully reflect your financial situation.

Unfortunately, as a business, we have to consider credit scores when making decisions on approvals for our deals. This is because we have a responsibility to our company and our investors to mitigate risk and ensure that we are making sound financial decisions. However, we do not want this to discourage you from seeking out other opportunities and avenues to improve your credit score.

There are steps you can take to improve your credit score and we encourage you to explore these options. One of the best ways to improve your credit score is to make timely payments on all of your credit accounts. This shows lenders that you are responsible and can be trusted to manage credit. Additionally, keeping your credit card balances low and limiting the amount of new credit you apply for can also positively impact your credit score.

We also recommend checking your credit report regularly and disputing any errors that may be negatively affecting your score. It is important to remember that your credit score is not set in stone and can be improved over time with responsible financial habits. We truly value our customers and want to see them succeed.

We hope that you will take the necessary steps to improve your credit score and that in the future, we will have the opportunity to work with you and provide you with the deals and offers you deserve. Thank you for considering our company and we wish you all the best in your financial journey.


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Time4Leasing offer a nationwide fast delivery service to all our satisfied car leasing customers. Here are some popular areas that we delivery to:

Birmingham - Bournemouth - Cardiff - Edinburgh - Glasgow - Lancashire - London - Liverpool - Manchester - Scotland - Swindon - Wales
 

Buy with Confidence

Yes Deciding whether to pick a new or used can be hard when you’re trying to lease a car - this is why we offer both options. We also offer personal and business lease vehicles - depending on which one works out cheaper!

Yes We provide Contract Hire Leasing, Personal Contract Purchase Sales and Hire Purchase where you can drive unlimited miles and keep the car for a small fee at the end of the lease.

Yes We’ll take care of everything for you, from the initial contact then finding your dream vehicle to arranging collection or home delivery. You’re in safe hands with us.

Yes Applying with us is the fastest way to check whether you'll be pre-approved for car leasing finance with one of our top-tier or specialist lenders. A short finance application that won’t affect your credit score or appear on your credit profile.

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Copyrights © 1998 - 2024 - Time4leasing - All Rights Reserved

Time4Leasing is a trading style of White Hat Projects Ltd and is authorised and regulated by the Financial Conduct Authority. FRN 768203. Company number 07764808.

We are a credit broker and not a lender and can introduce you to a limited number of businesses who also act as credit brokers and may introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a credit broker but this does not affect the interest charged on the agreement, all of which are set by the lender.

Our Registered Office is 115-119 Fort Dunlop, Fort Parkway, B24 9FE, England, United Kingdom.