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 Do you Lease Cars to all NHS Staff?
 Looking into the NHS leasing scheme as I work for a gp surgery, mileage approx 10k per year and budget up to 150 per month.
 As stated you don't have to be a NHS trust staff member to get these low
prices. I will resubmit your request so you get a really good deal and
price.
That's great thank you. Is your scheme similar to other NHS schemes ie prices include service and maintenance, breakdown cover and insurance?
As the cars are fairly new they don't really break down. They do come with
warranty. The insurance and maintenance is not included in the price. It is
far cheaper to get your own.
Ok thanks, that's great. Could you please send me a quote for the Bad
credit option as well as the NHS leasing option as if that is a salary
sacrifice scheme I am not entirely sure whether my employers would be
willing to enter into such a scheme.
I am looking to get a car as soon as possible so I would appreciate
being able to sort this out fairly quickly.
I am a community nurse at west lothian nhs. I require a small ford type car for lease to use for work and personal use. Approx 6 month lease may be longer. My budget is £100-£120 per month.
At time4leasing to achieve the lowest price you will have to lease for a minimum 2 to 4 years.
If you are looking for 6 month lease try our sister website
www.hireinuk.com and compare the listed deals.
Please advise me on 2-4 year leasing as I'm also interested. Thank you.
My wife works for the Nhs as a staff nurse. Do you have special deals for Nhs workers?
Our prices are so low, we offer our customers the same prices and service
if you are a nurse, a doctor, ambulance driver, builder, police officer, sales
advisor, secretary, housewife so to keep everyone happy.
We are far cheaper than the NHS Fleet solutions anyway. Everyone saves thousands with us.
I have heard very positive feedback about your firm. I look forward to hearing from you soon.
Thank you for your
positive feedback. I will be a pleasure doing business with you.
My profession is a fire fighter
and I would like to look at leasing over 12/24/36/48 months. At the end of the term, what happens, is the car just returned to you or is there a balloon payment?
There are several options where you can either pay a balloon payment and keep the car or you can just return it or use it as a deposit for your next car lease. Is there any other car or cars you would like to be quote for? Maybe something from the ex demo range where the prices are far cheaper.
I am looking for a lease where at the end of the 2/3 years, I return the car. No extra payment. And I walk away. What options do you have for this under 150 per month?
Many thanks
The best deals are the 4 year ex demo where there is flexibility and the prices are far cheaper. You can lease for 4 years to get the price down but after 2 years you can return the car or swap it for something else.
How about a Fiesta, Leon, Polo, Corsa, Clio. Any of those of interest?
Hi, I'm looking for a crossover type vehicle, my miles per year will be between 12,000 and 15,000 I would like the car for 2 years. Please note I am a new company that has only been trading for a few weeks as I have just successfully won a contract for works with Asda. This is a LTD Company but have no registered accounts as yet. I have no personal credit as I have no credit cards/mortgage/loans/finance etc. Can you help?
Based on your non existent credit history it is going to be hard or even impossible to lease a prestige vehicle like a Land Rover or similar.
Maybe if you can come up with a decent deposit of £1000 or £2000 you could lease a similar vehicle like an ex demo Chevrolet Captiva or Ford Kuga, Qashqia or Juke? Any of these of interest?
I understand and that is why I wanted to highlight this straight away, I have a deposit of £1000 and it doesn't have to be a crossover would you for see any problems with something like a insignia or passat?
I'm afraid the funder will have the last say in this. I will resend your quote request for a nice ex demo fully spec'd Insignia like the one
advertised
then be patient and an advisor will be in touch.
Many thanks for your quick response.
Hi, I'm a company director and require a lease agreement on 2/3 year term
for an Audi or Land Rover, then either return after period end or have the right to buy, may have not good credit scoring, please find good deal for me and my second choice car is any good Chrysler used cars.
If we go down the route leasing a car based on your credit history, you would have more chances in leasing an ex demo car where we offer more flexible terms. Audi and
Land Rover will be out of the question as the funder requires squeaky clean credit history.
I will send you a quote for a nice ex demo BMW 3 series and one for the Chrysler
Captiva, but if you what something else similar from the ex demo range by all means do ask the advisor.
If you need any further info you may email me.
Hi, I'm looking to lease a Chrysler Captiva,
either a 3 year lease or a 4 year lease, annual mileage less than 5000. I wonder if there is a phone number I can contact to discuss my application.
My wife and I share the car, I just want to confirm that my wife as well as myself can both use it (provided that both are insured of course).
Yes, both of you can use the car as long as you are both on the insurance policy, one as the main driver and the other as a name driver.
I will send you a quote on a Captiva that is in stock and on offer.
I am a teacher and was after
an automatic car lease for two years. I would also like to have quotations for:
Chevrolet Spark, Honda Jazz 1.4 Automatic Hyundai 1.4 i20 Automatic Golf 1.4 Automatic What will the residual value be of the above cars if I want to return it after the 24 months?
The residual value on
above cars is best for the Golf and Spark. The other cars you picked loose their
value the most, hence the monthly payment will be higher. Sorry but the cars you mentioned are not automatics. The automatics that are on offer and at a good price are the Corsa, Focus, Astra,
Meriva and Insignia and all hold their residual value the most. Any of these cars of any interest?
Hello, I work for the Royal Orthopaedic Hospital NHS Foundation Trust and was wondering what is the difference between your leasing company verses the any other car leasing company schemes? And what extra discount will I get?
You asked what makes time4leasing different than the NHS Schemes.
The NHS Schemes are run by the NHS via a specific leasing company which as I understand it their prices are not the best. We offer an alternative to the schemes. The difference is that we lease direct to you and you pay via your bank account via a direct debit instead of a salary sacrifice which you get taxed more and
apparently effects your pension.
If you lease one of the cars from the ex demo range which are ready available for immediate delivery, you will get the best possible price. These cars are not brand new but are still in perfect condition. There is no more discount as these prices are rock bottom.
All you got to do is tell me which ex demo car you like and I will get you a quote. Then you decide if you want to proceed or not. It is up to you.
Your site says you offer an NHS scheme, can you tell me more about that please? I do want to proceed but am looking for a specific car, as I said I went for car finance two weeks ago and was declined I am assuming that will make a difference.
If you were declined for finance, was it because you have issues with your credit history? Because we offer cars to the NHS doesn't mean you will get one from us just like that, not unless the funders we partner with check your credit history. In any case we would still look into leasing you a car but it will not be an Audi TT as these type of cars require a squeaky clean credit history.
We could possibly look into a BMW coupe but you haven't said which one? The 1, 3 or above series? We have several ex demo offers.
Can you email me please about your credit history so I need not credit check you?
Hi my credit history is not fantastic but I have no cards or loans out. I am looking at 3 series
Believe it or not, because you have no credit cards or loans you are in a worse position with regards to credit history than having them, as there is no credit history to show some signs of credit worthiness and ability to pay back what you owe.
We can give the BMW 3 series, I will contact and see if the funder is happy to accommodate.
Ok what details do you need?
Sorry I am unable to take calls until possibly after 5 I have 7 staff off sick out of 15 that I manage so today is busy to say the least.
Did you get a confirmation email stating that a team member from the Motor Group will contact you?
Yes I did thank you.
Hi, I have just started a new job with a salary of £46000 plus
£6000 car allowance. I want to lease a car but previous to this new job I ran my own business for 2 years therefore my credit rating is non existent. I have no CCJ's and can provide proof of income.
I'm looking for a 4x4 type vehicle like a Mercedes M Class ML250. Thanks
I'm afraid to lease a Mercedes or similar prestige vehicle it is required for the customer to have
excellent credit history.
I will send you a quote for another similar vehicle like the Chrysler Captiva where you would have more chances. If the advisor approves then maybe they would consider you for a Mercedes but I cannot promise.
Hi, Am looking for a new shape Range Rover sport to lease for either 36 or 48 months with a 6 month up front payment. Interested in delivery dates as know there is shortage of stock
I'm afraid the Land Rover you picked although listed it is not available as the offer expired. However, there are some ex demo models available that you might like to look into?
In the meantime, I will send you a quote for the Captiva so you can compare if you like?
Thanks for letting me know. I see you get a lot for your money when leasing a Captiva. Yes please, I've love to lease this car.
Hi, I'm thinking of leasing a couple of cars from you and I'm trying to understand which type of lease would be best?
Sure, what would you like to know?
What is hire purchase exactly?
Hire Purchase is basically the same as a personal loan, straight forward fixed monthly repayments from 24 months to 60, once the customer has paid the final instalment the vehicle is theirs. The benefit of it over a personal loan is that it’s secured against the vehicle so it keeps credit lines open and the customer will have certain hand back rights that they won’t on a personal loan.
What do you mean hand back right?
Basically if you change your mind about leasing the car, let say you lost your job and cannot afford to pay for it, you can return it and walk away with no penalties. However, you will loose your deposit and any payments you made.
Ok, that sounds good to know. How about lease purchase, what is that?
Lease purchase again is a quite straight forward, it is basically a Hire Purchase with a balloon payment on the end, the finance company will offset a certain amount of the lend based on the vehicle and the amount the customer is borrowing, they would then pay a fix monthly repayment over a 2,3 or 4 year term and at the end have the option of paying off the balloon and keeping the vehicle or swapping it in with us for another.
What about the personal contract purchase?
This tends to be the most popular option as it gives the customers more options, as with a lease purchase there Is a balloon payment offset but it is based on the Vehicle, the lend and the mileage that will be done throughout the term, again the customer will pay fixed payments over a 2,3 or 4 year agreement and at the end will have the option of purchasing the vehicle by paying of the balloon, part exchanging it for new one or they can hand the car back subject to mileage and condition.
Still all sounds complicated to me. I trust you will find the best type of lease for me. Think I'm going to go for the Personal Contract Purchase where there is a guaranteed balloon payment at the end of the lease, so there is no surprises. Guess I will return the cars to you anyway so I can lease all over again. Thank you.
Hiya I've come across your website and I'm interested in the new shape Chevrolet Spark that you have advertised at from £66 per month
At that £66 price it is not the new shape and it is also plus vat making it £79.61 per month. If you want the new shape (nearly new) then the guide price is from £107.98
(inclusive of vat) per month - would you like one?
Oh well the website is misleading then. Could u tell me best options then as there's too much choice. I'm looking to own after X amount of time?
I'm afraid to say it is not misleading. It states the price is
from and from means from. There are 18 Chevrolet Spark listed, you could have picked the one that costs £162 a month?
Can you email me a price?
You need to apply online via the form because we are regulated by the FCA and can only provide firm prices once we have the full details of the person applying. Just pick one of the
Chevrolet (If cheap then pick the used one) if nearly new (new shape) then pick the one that is approx £107 a month. If you need further assistance let me know.
Yes and if u refer back to my first message you will find I also said FROM as well... However with the only photograph that kept coming up last night, you will see it is misleading. However that is not the issue, and that is not what I have asked about. I am enquiring regarding the best option
Did you apply?
I did last night and received no email hence why I have first contacted yourselves.
Do you need further assistance?
I am very confused when I came across the selection of hire purchase, personal lease, lease hire etc etc. Which option would be the best to be able to pay monthly instalments for a period of 2 or 3 years and then an option to buy at the end ?
I'm afraid we can only show one picture of the car and makes sense to show the new shape as most people like that one and not the old one. Sorry if it seems misleading but that is websites for you? Best option will be presented to you by an account manager once you apply. If you have good credit history probably PCP or Lease Purchase and if you have bad credit history then it would probably be Hire Purchase.
How will I know which one to pick?
In any case your account manager know which one to present to you based on your personal circumstances. Does all this make sense?
Yes, thank you.
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