5 Stars Excellent Rated
Mega Price Drop Car Leasing Sale
Exclusive Lease Offers, Flexible Terms, Low Rates and Part Ex. Welcomed

Best Lease Deals | New Cars - Used Car Leasing | Manufacturers | Hybrid / Electric | Best SUV's | Automatics | Bad Credit | No Deposit

Popular Links
Cheap Cars
SUVs & 4x4
Hatchbacks
Family & SUV Cars
Automatic Cars
Executive & Saloons
Estates
Sport Cars
7-9 Seats Vehicles
Van Deals
 
Compare Prices
Under £100
£151 to £200
£201 to £250
£251 to £300
£301 to £350
£351 to £400
£401 to £450
Over £451
 
Other Options
Best Lease Deals
Best Brands
New Cars
Used Car Leasing
Dual Control Cars
No Deposit Car Leasing
Contract Lengths
Bad Credit Car Leasing
Hybrid/Electric Cars
 
General Info
How Car Leasing Works
Customer Reviews
Questions & Answers
UK Delivery Areas
Your Privacy
Complaint Process
Terms & Conditions
About Us
 

Make Contact

Quick Application
Application for Poor Credit
Business Fleet Enquiries
Brand New Cars Enquiry
Used Cars Enquiries
General Enquiry
Mercedes Benz Car Leasing

Questions and Answers about Car Leasing the best cars.Car Leasing Increases in Birmingham

QuestionPlease call mg mobile to discuss the lease of a jaguar xf, by the way I have really bad credit history.

AnswerIf you have bad credit history, the Jaguar XF will be out of anyone's reach because the funder will only provide a certain amount of money to lease the car.

Lets say the XF costs £35,000 and the funder approves £15,000 where is the £20,000 going to come from? Unless you have this kind of money to put down?

If you have bad credit you are more likely to be approved for one of these cars featured in the middle of the page. If you are going to lease a BMW, Audi or Mercedes, a £5,000 or more deposit will be required.

Let me know what you found and ask me anything you like?


QuestionMy maximum monthly payment is £180 inc VAT and a maintenance agreement please. I don't have any funds to put down a deposit and my credit rating isn't the best. I'm only looking to pay for insurance and fuel. My preference is 4 door and the ability to play my ipod through the car stereo please. Can you guys help me please? Thanks

AnswerHi, yes we can help. There is a Clio 1.2 available with lots of extras and does have AUX, MP3 and IPOD connectivity.


QuestionHi, I have try to contacted you couple times, however, it been never receive any email confirmation reply, so I am thinking my browser's problem. In this case, I try to send it again via different browser. I have poor credit history, but i would like to find the car budget under £200 , i can afford low deposit around £500. I saw CODE : VA-99-110-4-P for £167.87 personal hire even bad credit rate, can i have some information about this? Thank you for your kind help.

AnswerIf you are emailing me about a Zafira for £167.87 per month - that is if you have very good credit history. Because you don't have then the price is much higher. Probably cost you about £230 a month. Are you happy for me to send you a quote?

QuestionThank you for your quick reply. Yes, please. Can you send me the quote? How about if my sister who is doctor with good credit and income and she can be my guarantor? She said she could do it for me if it would be more help in my application? otherwise, if i am looking small car and low monthly payment, as my sister will be the guarantor I guess I can lower my budget within £150, can you give me some idea of it too? many thanks for your help.

AnswerIf you are emailing me about a Zafira for £167.87 per month - that is if you have very good credit history. Because you don't have then the price is much higher. Probably cost you about £230 a month. Are you happy for me to send you a quote?


QuestionHi, I'm looking for any automatic car, I sent a quote request of 4 hours ago and still not received a confirmation email nor a quote. Thank you

AnswerA confirmation email was sent to you at 15:17 pm. Did you get an email with subject saying Time4leasing Car Leasing (Quote)?? Not sure where you got the idea that you will be contacted within 4 hours? Bad credit history customers are considered by an alternative subprime funder who will be willing to finance the vehicle that we have for you. As we get thousands of requests a week, there is a strict order and until they send their approval we all sit and wait. This can take 24 to 48 hours. I hope this information made things more clearer for you?


QuestionLooking to lease a car for 36 or 48 months. My company are paying me a car allowance at £540 a month and I have a deposit. Would like a range rover sport or a Audi q7 if not a family car Thanks

AnswerFor a brand new Range Rove Sport we are talking about £700 to £800 a month to lease such a vehicle. There is an ex demo Range Rover and that one is at £600 a month (inclusive of vat). Audi Q7 not in stock and still your budget is not enough. However, there is a Mercedes ex demo within your budget at £540 per month. Nice powerful vehicle and very refined. Any interest on this one? please email me for more info?

QuestionThat sounds super, yes please.

Answer I just noticed you have bad credit. : (( Please explain what your bad credit is all about, when did it happen what have you done about it and have you kept up with all payments in the past few months?

QuestionThat Mercedes ex demo is fine it's lovely, I had a ccj which was paid off last month. My company is only doing car allowance now

AnswerI have no problem with putting you forward for this Mercedes but I don't have access to your credit file and I do not know what your rating is. If you noted down that it is bad - how bad? because if it is still looking bad although you settled the ccj, the funder might not approve the moneys. You said you have a deposit, how much do you have? the more the better as this will show the funder you can raise money if you want too. Also have you being a while in your current job and current house? Please answer these questions as I want to put you in touch with the right funder.

QuestionI think it bad because of the ccj. I have about £3000 as a dep I have worked at the company over 6 years and lived at my old address for 12 years which I owned but now I am renting with my partner. I understand this is a problem but at the end of the day I am trying to get any car for work, the company rules are that the car must not be any older then 8 years old and must have four seats See what you can do but I understand that this might not happen because of my bad credit

AnswerSorry to hear that about your challengers. We can give it a try with our subprime funders and see what they come up with, as they are more lenient than the main stream funders that our out there. However, I don't think it will be a prestige vehicle like the Mercedes ML, not unless you can put down a decent deposit. I think £3,000 is a good deposit, but you might not have to use all of it. May you are best to keep £1,000 or so in your account to cover you for any rainy days? I will resubmit your request for the Mercedes ML and when the advisor makes contact you may discuss your options. If you need more help with anything else do email me too.

QuestionOk thank you for your help in this matter


QuestionLooking to lease a car for 36 or 48 months. My company are paying me a car allowance at £540 a month and I have a deposit. Would like a range rover sport or a Audi q7 if not a family car Thanks

AnswerFor a brand new Range Rove Sport we are talking about £700 to £800 a month to lease such a vehicle. There is an ex demo Range Rover and that one is at £600 a month (inclusive of vat). Audi Q7 not in stock and still your budget is not enough. However, there is a Mercedes ex demo within your budget at £540 per month. Nice powerful vehicle and very refined. Any interest on this one? please email me for more info?


QuestionHi, I'm a social worker and would like to lease a car, 10000 miles a year £200, Max no deposit, 4 or 5 year lease, choice car - Seat Leon or Honda civic, can you help?

AnswerYes we can.

QuestionCould you please advise me of the progress of my recent application?

AnswerYou should have been contacted by now by an advisor from the Motor Group. Are you saying no one texted you, emailed or phoned?

QuestionI have not heard from anyone regarding my leasing application.

AnswerIn the meantime until the advisor contacts you, may I ask you how your credit history is like?

QuestionI have not applied for credit for three years or more, due mainly to the fact that I have previously had difficulties, but I have been involved in a debt repayment scheme and have not defaulted on any of my payments since the start of this arrangement. I have never been to Court for non payment of debt.

AnswerWhen you say you have been involved in a debt repayment, as in the past and is it over and for how long was it till you paid the last payment or are you paying still? I assume you can prove income via pay slips? do you have credit cards or any loans in your name at the moment? How long have you lived in your current address? answering above will help me help you further.

QuestionI am still repaying the debt management scheme, £342 each month, and there is a couple of years still to run. I have no credit cards or loans at present and I can provide bank statements to verify my income. I have been living at my stated address for the past seven years.

AnswerIt would have helped if you picked the bad credit option from the beginning as you clearly have bad credit history. As you didn't do that, your quote request went to the prime funding department, which requires good credit history. It takes at least one working day to get approval, then the team was puzzled and why they won't getting approval and anywhere in your behalf, as they assume you had good credit history. Then they tried the subprime department which is more flexible with customer credit history. However, this creates even more delays.

QuestionThen why wasn't I approved?

AnswerYou asked for a no deposit car deal. I cannot see you getting that arrangement as anyone that was on a DMP has to pay a deposit, let along someone that is currently on a DMP. It is not wise to ask for more credit when you are already trying to pay off old debts. In certain circumstances the funder might ask for you to pay a £1000 deposit and you need to get approval from your DMP company to allow you to get into more debt by leasing a car. In short, you have bad credit history, currently paying off old debts, have no deposit and want to get into more debt? If this is the case then I'm afraid leasing is not an option for you. Have I understood this right or did I get something wrong?

QuestionYou are absolutely right I should have given this more thought than I did. Thank you for your help and apologies for wasting you and your staff's time.


Blog Home Page | Time4Leasing

Questions and Answers

Which is better, PCP or Contract Hire Leasing?

What is the likelihood of someone with bad credit leasing a vehicle?

Leasing Estate Cars and 7 Seaters

Level Field for Companies Providing Car Leasing or Finance

Ex Demo Car Leasing is Cheaper

Vehicles with Dual Controls

Do you Help Customers with Bad Credit?

How do I get a Firm Quote?

Do you Lease Cars to all NHS Staff?

Can I Lease if I'm not from the UK?

Best Italian Vehicles to Lease

Contract Hire verses PCP Car Leasing

Car Leasing with a Guarantor?

Car Hire Verses Car Leasing

What Age do you have to be to Lease a Car?

Car Leasing Increases in Birmingham

Short Term Car Leasing Deals

Car Leasing for Doctors and Nurses

Car Leasing for Limited Companies

When will I be contacted?

Best Vehicles with Biggest Boot Spaces

Can I Lease a Car if I Have Bad Credit?

Which Vehicles Make Good Hybrids?

Jeremy Clarkson Recommends Car Collection

Ford Fiesta Delivery Options

First Time Leasing A Car

How Does Car Leasing Work?

Can I Lease an Audi Vehicle?

How Do I Lease a BMW at Cheaper Price?

Can I Lease any Fiat?

What Ford Deals Have You On Offer?

Are The Honda Deals Better Than Anywhere Else

Where To Find Cheapest Jaguar Car Leasing?

PCP Personal Car Leasing Explained

Latest Feedback for KIA Motors

Land Rover Best Models and Deals

Why Leasing a Mercedes Benz is Cheaper?

Additional Information about Leasing Nissan Vehicles

More info about Vauxhall Leasing

How easy is it to lease a new Volvo and part exchange your old car?

Volkswagen Leasing Explained

More information about NHS Car Leasing

Nearly New Cars to Lease

Bad Credit Car Leasing

Do you offer car leasing and deliver in Cardiff?

Birmingham Lease Questions and Answers

Car Leasing in Scotland

Exclusive No Deposit Car Lease Deals

Motability Car Leasing Explained

 

Time4leasing Car Leasing

Questions & Answers

Time4Leasing Customers Love Our Services

Quote Left

5 Star Review Rating
Rating 4.9 of 5 stars

Another Happy Time4Leasing Customer

Quote Right

Guaranteed Satisfaction

You are in good company as we always aim
for 100% customer satisfaction

 


No Deposit Car Leasing - 50% off Manufacturer List Prices and Pay Nothing up front.

Time4Leasing offer a nationwide fast delivery service to all our satisfied car leasing customers. Here are some popular areas that we delivery to:

Birmingham - Bournemouth - Cardiff - Edinburgh - Glasgow - Lancashire - London - Liverpool - Manchester - Scotland - Swindon - Wales
 

Buy with Confidence

Yes Deciding whether to pick a new or used can be hard when you’re trying to lease a car - this is why we offer both options. We also offer personal and business lease vehicles - depending on which one works out cheaper!

Yes We provide Contract Hire Leasing, Personal Contract Purchase Sales and Hire Purchase where you can drive unlimited miles and keep the car for a small fee at the end of the lease.

Yes We’ll take care of everything for you, from the initial contact then finding your dream vehicle to arranging collection or home delivery. You’re in safe hands with us.

Yes Applying with us is the fastest way to check whether you'll be pre-approved for car leasing finance with one of our top-tier or specialist lenders. A short finance application that won’t affect your credit score or appear on your credit profile.

Check Eligibility

Trusted by thousands of happy customers.
5 Stars Excellent Rated

You are in good company like many Time4Leasing nationwide satisfied customers.

Time4leasing Happy Customers

Time4Leasing

New & Approved Used Car Leasing

Home  |  How We Work  |  Reviews  |  Affiliates  |  Privacy  |  Terms  |  About

Copyrights © 1998 - 2024 - Time4leasing - All Rights Reserved

Time4Leasing is a trading style of White Hat Projects Ltd and is authorised and regulated by the Financial Conduct Authority. FRN 768203. Company number 07764808.

We are a credit broker and not a lender and can introduce you to a limited number of businesses who also act as credit brokers and may introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a credit broker but this does not affect the interest charged on the agreement, all of which are set by the lender.

Our Registered Office is 115-119 Fort Dunlop, Fort Parkway, B24 9FE, England, United Kingdom.