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Questions and Answers about Car Leasing the best cars.Short Term Car Leasing Deals

 QuestionI'm a bit confused as on your Web site I click on to 12 month lease and it's showing cars for lease under £100. So why cannot I have a car on a 12 month short lease for under £100?

AnswerThe prices say from and it also says if you do not have excellent credit history then the minimum hire / lease period is 2 years. Which means the contract is for 4 years and the minimum you have to keep the car is 2 years of the 4 years. is this more clear?

QuestionSo after 24 months if I am not happy I can just cancel the contract, will that include a cancellation fee?

AnswerI'm afraid I cannot advise you on this via messaging. However, you will be contacted by one of our advisors who can go through this with you when the offices are fully open again. As I understand it, if you are not in any negative equity then you will not need to pay anything to return the car. However, if you are in negative equity then you will need to pay the difference to the finance partner before you can just walk away. Also, if I was you I would make sure I read the terms of the contract before signing and speak to the advisor to clarify this. If you need any more info in the meantime so contact me too

QuestionOK, got it, when can I expect an adviser to get in touch?

AnswerIt is a bank holiday today and all businesses are closed, specially companies that deal with car leasing. It will be tomorrow when the offices are fully open again. By the way did you receive a confirmation email from our systems?

QuestionYes, I did received the confirmation email, many thanks.

 


QuestionFound you online, do you offer specialist long term car rentals? Do you offer 12 month contracts for non conforming customers and do you credit score or credit check and rather to base your decisions on affordability? 

AnswerWe do not credit score. Only thing our supplier will do is credit check to verify your identity and affordability to pay back the rentals. Basically, you must not be currently bankrupt and you can prove you have enough money to pay the monthly payment. All vehicles offered are in stock, we offer a nationwide delivery service and are just finalising large funding line to expand even more.

QuestionCan you please email me some examples to rent one of your cars? Initial payment, monthly payment, miles allowed, etc. I gather you do not only offer 12 months, but 3 or 6 months too?

AnswerThe initial contract will be 12 months. However, you can terminate the contract and walk away as long as you give us 1 month notice. So, in theory you can rent one of these cars for just 3 months.

QuestionWould you look into renting to new customers that have just arrived to the UK for work? What about if I got a job for the NHS, or others working for international companies, etc and need a car for 12 months?

AnswerWe would look at renting to new arrivals to the UK, we always underwrite all rentals to prove affordability, so if employed we would look at one month's bank statements for income and expenditure to ensure they can afford the rental, if self employed we would look at 2 months bank statements. We also require KYC, proof of ID, Driving Licence, Proof of Address.

QuestionDo you offer these deals to people with poor credit?

AnswerWe specialise helping customers who have credit issues, CCJ's, Default's, Arrears, late payments and ex bankrupts. We don’t Credit Score, however, our lender will do credit check to ensure they are not currently bankrupt.

QuestionIf someone had bad credit history, do you still offer these short term leases to them. Think you also call them long term rentals? and are your cars new or used?

AnswerWe don’t rent new vehicles on a long term rental, we rent used vehicles ranging from 2010 to 2015. Normally the cars are 3 or 4 years old. We rent on a 12 month contract so they know they are in the vehicle for that term but we do allow them to give one months' notice during the term and return the vehicle as customers circumstances change and we don’t want them to feel over committed. So they sign up to 12 months but if they only want it for 3-6 months they just have to give notice.

QuestionHow can I trust you will offer me just a 12 month contract?

AnswerAs long as you apply for one of the 12 month deals, we can offer this, because we are regulated by the FCA and our supplier has the relevant permissions to do 12 month contracts.

QuestionWhat if someone lives in Scotland?

AnswerWe are nationwide, so you can either come and pick up the vehicle from the head office in Essex or we will deliver to anywhere in England and Wales, I'm afraid we don’t rent in Scotland, an extra cost for delivery is applicable.

QuestionHow big is your company?

AnswerWe have funding to put out 1100 vehicles this year, 2400 in year two and 4800 in year three whilst opening up 3 additional depots throughout the UK. We are looking to give a different option to customers who don’t want to lock themselves into a 3-5 year finance deal and don’t want to have to pay for maintenance and road tax as we include this, we do ask customers to have fully comprehensive insurance.


QuestionHow Do I Apply for a Short Term 12 Month Car Hire Deal?

AnswerSimple – just use the free online quoting facility.

QuestionHow quickly will a get a decision on my application?

AnswerAll Flexi Leasing & Rental decisions are made in house, and we aim to give a response within 20 minutes. All partner deals, will depend on the processing times of the particular operation – although usually no longer than 24 hours.

QuestionCan I apply for 12 Month Short Term Flexi Leasing?

AnswerYes, our associated funders accept applications from Individuals, Sole Traders, Limited Companies and PLC’s.

QuestionIs there a minimum or a maximum number of vehicles I need to take on a monthly rate?

AnswerWe can supply you with 1 vehicle, or 1,000 vehicles – we place an equal amount of importance on every single deal we do.

QuestionWhat documentation will I need to supply?

AnswerWe always ask for a copy of; Full UK Driving License, Fully Comprehensive Insurance, and a copy of your UK Passport.

QuestionCan I take the vehicles outside of the UK?

AnswerIn certain circumstances we may permit the vehicle to be used in Europe. Please ask for details.

QuestionI have had previous credit problems – can you help?

AnswerYes, we understand that everybody's circumstances are different, and as such we look at every application individually. We will gladly look at your application.

QuestionWe are a new start business – can we apply for Flexi Leasing?

AnswerYes, our associated funders have been underwriting for many years, and understand that everybody has to start somewhere. We will gladly look at new start businesses.

QuestionDo you charge Admin Fees?

AnswerWe do not charge any Admin Fee’s for our Flexi Leasing product, although some of our Short Term Rental deals, may incur a small admin fee.

QuestionAre your 12 Month Flexi Leasing Deals cheaper than 28 day Leasing?

AnswerYes they are. You save at least 10% because you pay on a calendar month basis, not every 28 days.

QuestionWhat is included in 12-24 Month Flexi Leasing?

AnswerYour chosen mileage allowance, full servicing, tyres, fair wear and tear, tax, free delivery & collection.

QuestionAre your Flexi Lease vehicles Brand New?

AnswerOur Flexi Lease fleet rotates approximately every 12 months, and as such the vehicles are rarely older than 12 months (many of them being nearly new). However some are 2 to 3 years old, but I would not worry as they still look and feel like brand new. Also, for a peace of mind these vehicles come with free warranty, free servicing, break down cover and tyres. You are not buying the car, you are hiring it on a long term basis, or as other would call it short term leasing.

QuestionCan I choose a particular make and model?

AnswerCar make yes, but we aim to get you the nearest model available. Time4leasing now operate in a fleet of over 65,000 vehicles – it is difficult to work on a ‘user chooser’ basis – although where possible we will give you a choice, and ALWAYS confirm the vehicle that is due to be delivered prior to delivery. The product works on a grouping basis.

QuestionCan I add my company logos to the vehicles?

AnswerYes, we have no problem in you adding your own company graphics if required, although we do ask that they are returned as they were delivered. Charges will be incurred if we have to remove them.

QuestionI have a special requirement for vehicles – can you help?

AnswerYes, if you have a specific requirement for commercial vehicles or for your fleet – we are always more than happy to try and help.

 


QuestionHello, can you help, I am currently looking for a 12 month car lease deal?

AnswerHave you applied?

 QuestionYes I have, but I want to speak to someone.

AnswerI see you have applied, however, the 12 month offers are specific brand new cars and you must have excellent credit history. Prices start at £280 a month (personal hire) with require a significant up front deposit.

QuestionBut your website says from £100 a month?

AnswerTo achieve these low prices that we offer you must lease the car for approx 3 to 4 years. or pay a bit more and lease for 2 years.

QuestionI have found cheaper than £280 a month.

AnswerYou might have but not for a 12 month lease, surely? The car you picked was at £94 a month but it is a use car and you must keep it for at least 2 years.

QuestionI thought prices started at £280?

AnswerIf you can keep the car for 2 years minimum then the prices can be for a slightly used car for approx £100 to £150 a month

QuestionMy mistake.

AnswerIf you read the offers the Peugeot 207 you picked is a used car at £94.90 a month and you must keep it for at least 2 years minimum.

QuestionThat is a good deal, but I am looking for 12 months only.

AnswerWhy do you want only 12 months?

QuestionBecause I am moving to Australia in 12 month time.

AnswerSorry I cannot help you then specially if you are moving to another country. I hope you find what you were looking for but I do not think you will find a brand new car for 12 months under £280 a month. Maybe you can hire a car instead as in rent a car?

QuestionHow much do they work out ?

AnswerYou need to follow the link I provided you and pick a suitable partners from our sister website called HireinUK. QuestionWhy can I not have one of your used cars for just 12 months or 1 year?

AnswerI'm afraid the used cars normally are offered for 2 years minimum. Sorry I do not make up the rules. However, you still need to speak to your advisor, if they can come up with a nearly new car for just 12 months at a good price then that would be brilliant. Please wait for their reply via email and or txt.

QuestionOK I will visit your sister website.

AnswerOut of curiosity, our systems say that your application got cancelled by our partners who handle the credit side of the car lease. Did you cancel or did they cancel? Did you speak to someone?

QuestionI cancelled because they said to me that the minimum I can lease a used car was 2 years.

AnswerThe deal you picked did state that it was for a 2, 3, 4, or 5 year lease. Anyhow, yes you will be deleted by this evening and no one will contacted you ever again. Not unless you contact us again.

QuestionTBH, your website is shockingly bad! Rather confusing and misleading with no contact number to speak to somebody direct.

AnswerAre you using a mobile phone or a pc?

QuestionI selected that deal for somebody to contact me back as you had no number to call. I was using a pc, switched to my phone?

AnswerOur contact details are on the about page and on the contact us page and our direct telephone number is on the email we sent you. Did you not receive our email?

QuestionYes I did received that email, but before I tried to call yourselves I received a call from your partners, saying you don't offer 12 month lease deals, minimum of 2 years. I'm a little confused tbh

AnswerTo make it clear, We do offer 12 month car leasing but for brand new cars and the prices are in the region of £280 a month and more. If you want to pay less then you must keep the car  for at least 2 years or more on a PCP car leasing deal.

QuestionOK, I will take your advice and visit your sister website and probably will hire a car instead as I only need it for a few months at a time.

AnswerI'm glad we cleared this up.


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Yes Deciding whether to pick a new or used can be hard when you’re trying to lease a car - this is why we offer both options. We also offer personal and business lease vehicles - depending on which one works out cheaper!

Yes We provide Contract Hire Leasing, Personal Contract Purchase Sales and Hire Purchase where you can drive unlimited miles and keep the car for a small fee at the end of the lease.

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Time4Leasing is a trading style of White Hat Projects Ltd and is authorised and regulated by the Financial Conduct Authority. FRN 768203. Company number 07764808.

We are a credit broker and not a lender and can introduce you to a limited number of businesses who also act as credit brokers and may introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a credit broker but this does not affect the interest charged on the agreement, all of which are set by the lender.

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